Thierry Saada, 27, New York, N.Y., USA
trader, Cantor Fitzgerald

Jason E. Sabbag, 26, New York, N.Y., USA
Fiduciary Trust International

Thomas E. Sabella, 44, New York, N.Y., USA
firefighter, New York Fire Department

Scott Saber, 38, New York, N.Y., USA
UBS Warburg

Joseph Sacerdote, 48, Freehold, N.J., USA
vice president at eSpeed division, Cantor Fitzgerald

Francis J. Sadocha, 41, Huntington, N.Y., USA
manager, Forte Food Service

Jude Elias Safi, 24, New York, N.Y., USA
assistant trader, Cantor Fitzgerald
Lebanese

Brock Joel Safronoff, 26, New York, N.Y., USA
computer systems analyst, Marsh & McLennan Cos. Inc.

Edward Saiya, 49, New York, N.Y., USA
communications engineer,

John Patrick Salamone, 37, North Caldwell, N.J., USA
broker, Cantor Fitzgerald

Hernando R. Salas, 71, New York, N.Y., USA
clerk, Civilian Complaint Review Board
, Colombian

Juan Salas, 35, New York, N.Y., USA
Windows on the World

Esmerlin Salcedo, 36, New York, N.Y., USA
security officer, Summit Security Services

John Salvatore Salerno Jr., 31, Westfield, N.J., USA
broker, Cantor Fitzgerald

Richard L. Salinardi, 32, Hoboken, N.J., USA
general manager for food services, Aramark Corp.

Wayne Saloman, 43, Seaford, N.Y., USA
vice president, government bond broker, Cantor Fitzgerald

Nolbert Salomon, 33, New York, N.Y., USA
security guard, Morgan Stanley

Catherine Patricia Salter, 37, New York, N.Y., USA
Aon Corp.

Frank Salvaterra, 41, Manhasset, N.Y., USA
partner, Sandler O'Neill & Partners

Paul R. Salvio, 27, New York, N.Y., USA
broker, Carr Futures

Samuel R. Salvo Jr., 59, Yonkers, N.Y., USA
vice president, Aon Corp.

Carlos Samaniego, 29, New York, N.Y., USA
Cantor Fitzgerald

Rena Sam-Dinnoo, 28, New York, N.Y., USA
accounting division, Marsh & McLennan Cos. Inc.

James Kenneth Samuel Jr., 29, Hoboken, N.J., USA
commodities trader, Carr Futures

Michael V. San Phillip, 55, Ridgewood, N.J., USA
Sandler O'Neill & Partners

Sylvia San Pio Resta, 26, New York, N.Y., USA
trader, Carr Futures

Hugo Sanay-Perafiel, 41, New York, N.Y., USA
Euro Brokers Inc.

Alva J. Sanchez, 41, Hempstead, N.Y., USA
Marsh & McLennan Cos. Inc.

Erick Sanchez, 41
floor covering installer and foreman, Soundtone

Jacquelyn P. Sanchez, 23, New York, N.Y., USA
compliance assistant, Cantor Fitzgerald

Eric Sand, 36, Westchester, N.Y., USA
stock trader, Cantor Fitzgerald

Stacey Leigh Sanders, 25, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Herman Sandler, 57, New York, N.Y., USA
chief executive, Sandler O'Neill & Partners

James Sands Jr., 39, Bricktown, N.J., USA
strategic development engineer, eSpeed, Cantor Fitzgerald

Ayleen J. Santiago, 40, New York, N.Y., USA
Blue Cross Blue Shield

Kirsten Santiago, 26, New York, N.Y., USA
Insurance Overload Systems

Maria Theresa Santillan, 27, Morris Plains, N.J., USA
customer service representative for eSpeed, Cantor Fitzgerald

Susan G. Santo, 24, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Christopher Santora, 23, New York, N.Y., USA
firefighter, New York Fire Department

John Santore, 49, New York, N.Y., USA
firefighter, New York Fire Department

Mario L. Santoro, 28, New York, N.Y., USA
emergency medical technician, New York Presbyterian Hospital

Jorge Octavio Santos Anaya, Aguascalientes, Aguascalientes, Mexico

Rafael Humberto Santos, 42, New York, N.Y., USA
Cantor Fitzgerald
, Colombian

Rufino Conrado F. (Roy) Santos III, 37, New York, N.Y., USA
computer consultant for Guy Carpenter, Accenture
, Filipino

Kalyan K. Sarkar, 53, Westwood, N.J., USA
Port Authority of New York and New Jersey

Chapelle Sarker
Marsh & McLennan Cos. Inc.

Paul F. Sarle, 38, Babylon, N.Y., USA
MBS broker, mortgages, Cantor Fitzgerald

Deepika Kumar Sattaluri, 33, Edison, N.J., USA
consultant at Marsh & McLennan Cos. Inc.,

Gregory Thomas Saucedo, 31, New York, N.Y., USA
firefighter, New York Fire Department

Susan Sauer, 48, Chicago, Ill., USA
managing director, Marsh Inc., Marsh & McLennan Cos. Inc.

Anthony Savas, 72, New York, N.Y., USA
construction inspector, Port Authority of New York and New Jersey

Vladimir Savinkin, 21, New York, N.Y., USA
accountant, Cantor Fitzgerald

Jackie Sayegh Duggan, 34, USA
banquet and party planner, Windows on the World

John Sbarbaro, 45, New York, N.Y., USA
MBS desk, Cantor Fitzgerald

Robert L. Scandole Jr., 36, Pelham Manor, N.Y., USA
vice president, Cantor Fitzgerald

Michelle Scarpitta, 26, New York, N.Y., USA
Euro Brokers Inc.

Dennis Scauso, 46, Dix Hills, N.Y., USA
firefighter, New York Fire Department

John A. Schardt, 34, New York, N.Y., USA
firefighter, New York Fire Department

John G. Scharf, 29, Manorville, N.Y., USA

Fred Claude Scheffold Jr., 57, Piermont, N.Y., USA
battalion commander, New York Fire Department

Angela Susan Scheinberg, 46, New York, N.Y., USA
manager, Blue Cross Blue Shield

Scott M. Schertzer, 28, Edison, N.J., USA
human resources department, Cantor Fitzgerald

Sean Schielke, 27, New York, N.Y., USA
trader, Cantor Fitzgerald

Steven Francis Schlag, 41, Franklin Lakes, N.J., USA
Cantor Fitzgerald

Jon S. Schlissel, 51, Jersey City, N.J., USA
mediator, New York State Department of Taxation and Finance

Karen Helene Schmidt, 42, Bellmore, N.Y., USA

Ian Schneider, 45, Short Hills, N.J., USA
senior managing director, Cantor Fitzgerald

Thomas G. Schoales, 27, Stony Point, N.Y., USA
firefighter, New York Fire Department

Marisa Di Nardo Schorpp, 38, White Plains, N.Y., USA
commodities broker, Cantor Fitzgerald
, Italian

Frank G. Schott, 39, Massapequa, N.Y., USA
assistant vice president for technology, Marsh & McLennan Cos. Inc.

Gerard P. Schrang, 45, Holbrook, N.Y., USA
firefighter, New York Fire Department

Jeffrey Schreier, 48, New York, N.Y., USA
mailroom clerk and messenger, Cantor Fitzgerald

John T. Schroeder, 31, Hoboken, N.J., USA
Fred Alger Management

Susan Lee Kennedy Schuler, 55, Allentown, N.J., USA
securities operations consultant, Singer Frumento LLP

Edward W. Schunk, 54, Baldwin, N.Y., USA
bond broker, Cantor Fitzgerald

Mark E. Schurmeier, 44, McLean, Va., USA
director of strategic engineering, Federal Home Loan Mortgage Corp.

Clarin Shellie Schwartz, 51, New York, N.Y., USA
senior vice president, Aon Corp.

John Schwartz, 49, Goshen, Conn., USA
bond broker, Cantor Fitzgerald

Mark Schwartz, 50, West Hempstead, N.Y., USA

Adriane Victoria Scibetta, 31, New York, N.Y., USA
accountant, Cantor Fitzgerald

Raphael Scorca, 61, Beachwood, N.J., USA
Marsh & McLennan Cos. Inc.

Randolph Scott, 48, Stamford, Conn., USA
broker, Euro Brokers Inc.

Christopher J. Scudder, 34, Monsey, N.Y., USA
computer technician, EnPointe Technologies

Arthur Warren Scullin, 57, New York, N.Y., USA
senior vice president and director of taxes, Marsh Inc.

Michael Seaman, 41, Manhasset, N.Y., USA
senior vice president, Cantor Fitzgerald

Margaret Seeliger, 34, New York, N.Y., USA
director of underwriting, Combined Insurance, Aon Corp.

Carlos Segarra, 54, New York, N.Y., USA
Wachovia Corp.

Jason Sekzer, 31, New York, N.Y., USA
vice president, Cantor Fitzgerald

Matthew Carmen Sellitto, 23, Morristown, N.J., USA
trading desk, Cantor Fitzgerald

Howard Selwyn, 47, Hewlett, N.Y., USA
vice president, Euro Brokers Inc.
, British

Larry John Senko, 34, Yardley, Pa., USA
director of recruiting, Alliance Consulting

Arturo Angelo Sereno, 29, New York, N.Y., USA

Frankie Serrano, 23, Elizabeth, N.J., USA
telecommunications technician, Genuity

Alena Sesinova, 57, New York, N.Y., USA
information technology, Marsh Inc.

Adele Sessa, 36, New York, N.Y., USA
sales associate, Cantor Fitzgerald

Sita Nermalla Sewnarine, 37, New York, N.Y., USA
Fiduciary Trust International

Karen Lynn Seymour-Dietrich, 40, Millington, N.J., USA
technology specialist, Garban Intercapital

Davis (Deeg) Sezna Jr., 22, New York, N.Y., USA
Sandler O'Neill & Partners

Thomas Joseph Sgroi, 45, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Jayesh Shah, 38, Edgewater, N.J., USA
Cantor Fitzgerald

Khalid M. Shahid, 35, Union, N.J., USA
systems administrator, eSpeed, Cantor Fitzgerald

Mohammed Shajahan, 41, Spring Valley, N.Y., USA
computer administrator, Marsh & McLennan Cos. Inc.

Gary Shamay, 23, New York, N.Y., USA
Cantor Fitzgerald

Earl Richard Shanahan, 50, New York, N.Y., USA

Shiv Shankar, New York, N.Y.

Neil G. Shastri, 25, New York, N.Y., USA
consultant to Cantor Fitzgerald, Scient

Kathryn Anne Shatzoff, 37, New York, N.Y., USA
consultant's assistant, Marsh & McLennan Cos. Inc.

Barbara A. Shaw, 57, Morris Township, N.J., USA

Jeffrey J. Shaw, 42, Levittown, N.Y., USA
electrician, Forest Electric Corp.

Robert J. Shay Jr., 27, New York, N.Y., USA
bond broker, Cantor Fitzgerald

Daniel James Shea, 37, Pelham Manor, N.Y., USA
managing director and partner, Cantor Fitzgerald

Joseph Patrick Shea, 47, Pelham, N.Y., USA
senior executive, Cantor Fitzgerald

Linda Sheehan, 40, New York, N.Y., USA
vice president, Sandler O'Neill & Partners

Hagay Shefi, 34, Tenafly, N.J., USA
founder, GoldTier Technologies

Terrance H. Shefield, 34, Newark, N.J., USA

John Anthony Sherry, 34, Rockville Centre, N.Y., USA
trader, Euro Brokers Inc.

Atsushi Shiratori, 36, New York, N.Y., USA
dollar/yen options trader, Cantor Fitzgerald

Thomas Shubert, 43, New York, N.Y., USA
international trader, Cantor Fitzgerald

Mark Shulman, 44, Old Bridge, N.J., USA
fire prevention and risk consultant, Marsh & McLennan Cos. Inc.

See-Wong Shum, 44, Westfield, N.J., USA
New York State Department of Transportation

Allan Shwartzstein, 37, Chappaqua, N.Y., USA
equities trader, Cantor Fitzgerald

Johanna Sigmund, 25, Syndmoor, Pa., USA
investor liaision, Fred Alger Management

Dianne T. Signer, 32, New York, N.Y., USA
Fred Alger Management

Gregory Sikorsky, 34, Spring Valley, N.Y., USA
firefighter, New York Fire Department

Stephen Gerard Siller, 34, West Brighton, N.Y., USA
firefighter, New York Fire Department

David Silver, 35, New Rochelle, N.Y., USA
vice president for eSpeed, Cantor Fitzgerald

Craig A. Silverstein, 41, Wyckoff, N.J., USA
equities trader, Sandler O'Neill & Partners

Nasima H. Simjee, 38, New York, N.Y., USA
Fiduciary Trust International

Bruce Edward Simmons, 41, Ridgewood, N.J., USA
partner, Sandler O'Neill & Partners

Arthur Simon, 57, Thiells, N.Y., USA
equities trader, Fred Alger Management

Kenneth Alan Simon, 34, Secaucus, N.J., USA
equities trader, Cantor Fitzgerald

Michael John Simon, 40, Harrington Park, N.J., USA
energy broker, Cantor Fitzgerald

Paul Joseph Simon, 54, New York, N.Y., USA
computer consultant, Marsh & McLennan Cos. Inc.

Marianne Simone, 62, New York, N.Y., USA
communications specialist, Cantor Fitzgerald

Barry Simowitz, 64, New York, N.Y., USA
auditor, New York State Department of Taxation and Finance

Jeff Simpson, 38, Lake Ridge, Va., USA
Oracle

George V. Sims, 46, Newark, N.J., USA

Khamladai K. (Khami) Singh, 25, New York, N.Y., USA
assistant banquet manager, Windows on the World

Roshan R. (Sean) Singh, 21, New York, N.Y., USA
equipment technician, Windows on the World

Thomas Sinton III, 44, Croton-on-Hudson, N.Y., USA
senior vice president, Cantor Fitzgerald

Peter A. Siracuse, 29, New York, N.Y., USA
bond broker, Cantor Fitzgerald

Muriel F. Siskopoulos, 60, New York, N.Y., USA
secretary, Keefe, Bruyette & Woods

Joseph M. Sisolak, 35, New York, N.Y., USA
senior vice president, Marsh & McLennan Cos. Inc.

John P. Skala, 31, Clifton, N.J., USA
police officer, Port Authority of New York and New Jersey

Francis J. Skidmore Jr., 58, Mendham, N.J., USA
Euro Brokers Inc.

Toyena C. Skinner, 27, Kingston, N.J., USA
Wachovia Corp.

Paul A. Skrzypek, 37, New York, N.Y., USA
broker at eSpeed division, Cantor Fitzgerald

Christopher Paul Slattery, 31, New York, N.Y., USA
trader, Cantor Fitzgerald

Vincent R. Slavin, 41, Belle Harbor, N.Y., USA
vice president, partner, equities, Cantor Fitzgerald

Robert Sliwak, 42, Wantagh, N.Y., USA
bond trader, Cantor Fitzgerald

Paul K. Sloan, 26, New York, N.Y., USA
research department, Keefe, Bruyette & Woods

Stanley S. Smagala Jr., 36, Holbrook, N.Y., USA
firefighter, New York Fire Department

Wendy L. Small, 26, New York, N.Y., USA
secretary, Cantor Fitzgerald

Catherine T. Smith, 44, West Haverstraw, N.Y., USA
division vice president, Marsh & McLennan Cos. Inc.

Daniel Laurence Smith, 47, Northport, N.Y., USA
Euro Brokers Inc.

George Eric Smith, 38, West Chester, Pa., USA
senior business analyst, SunGard Asset Management Systems/Global Plus

James G. Smith, 43, Garden City, N.Y., USA
trader, Cantor Fitzgerald

Jeffrey Randall Smith, 36, New York, N.Y., USA
equity research analyst, Sandler O'Neill & Partners

Joyce Smith, 55, New York, N.Y., USA
food service handler, Forte Food Service
, Jamaican

Karl Trumbull Smith, 44, Little Silver, N.J., USA
municipal bond broker, Cantor Fitzgerald

Kevin Smith, 47, Mastic, N.Y., USA
firefighter, New York Fire Department

Leon Smith Jr., 48, New York, N.Y., USA
firefighter, New York Fire Department

Moira Smith, 38, New York, N.Y., USA
police officer, 13th precinct, New York Police Department

Rosemary A. Smith, 61, New York, N.Y., USA
receptionist, Sidley Austin Brown & Wood

Sandra Fajardo Smith, 37, New York, N.Y., USA
accountant, Marsh & McLennan Cos. Inc.

Bonnie S. Smithwick, 54, Quogue, N.Y., USA
Fred Alger Management

Rochelle Monique Snell, 24, Mount Vernon, N.Y., USA
administrative assistant, Regus
, Jamaican

Leonard J. Snyder Jr., 35, Cranford, N.J., USA
vice president of special risks, Aon Corp.

Astrid Elizabeth Sohan, 32, Freehold, N.J., USA
manager, Marsh Inc.

Sushil Solanki, 35, New York, N.Y., USA
computer operator, Cantor Fitzgerald

Ruben Solares, 51, New York, N.Y., USA
mailroom worker, Cantor Fitzgerald

Naomi Leah Solomon, 52, New York, N.Y., USA
vice president of business development, Callixa

Daniel W. Song, 34, New York, N.Y., USA
bond broker, Cantor Fitzgerald

Michael C. Sorresse, 34, Morris Plains, N.J., USA
vice president, Marsh Inc.

Fabian Soto, 31, Harrison, N.J., USA
janitorial, window cleaner, ABM Industries

Timothy P. Soulas, 35, Basking Ridge, N.J., USA
managing director of foreign currencies, Cantor Fitzgerald

Gregory T. Spagnoletti, 32, New York, N.Y., USA
bond salesman, Keefe, Bruyette & Woods

Donald F. Spampinato Jr., 39, Manhasset, N.Y., USA
corporate bond trader, Cantor Fitzgerald

Thomas Sparacio, 35, New York, N.Y., USA
currency trader, Euro Brokers Inc.

John Anthony Spataro, 32, Mineola, N.Y., USA
Marsh & McLennan Cos. Inc.

Robert W. Spear Jr., 30, Valley Cottage, N.Y., USA
firefighter, New York Fire Department

Maynard S. Spence Jr., 42, Douglasville, Ga., USA
construction safety consultant, Marsh & McLennan Cos. Inc.

George E. Spencer III, 50, West Norwalk, Conn., USA
Euro Brokers Inc.

Robert Andrew Spencer, 35, Red Bank, N.J., USA
foreign exchange broker, Cantor Fitzgerald

Mary Rubina Sperando, 39, New York, N.Y., USA
director of marketing and communications, Encompys

Frank J. Spinelli, 44, Short Hills, N.J., USA
foreign exchange broker, Cantor Fitzgerald

William E. Spitz, 49, Oceanside, N.Y., USA
Cantor Fitzgerald

Joseph P. Spor, 35, Yorktown Heights, N.Y., USA
firefighter, New York Fire Department

Klaus Johannes Sprockamp, 42, Muhltal, Germany
chief financial officer, LION Bioscience AG
, German

Saranya Srinuan, 23, New York, N.Y., USA
bond trader, Cantor Fitzgerald

Fitzroy St. Rose, 40, New York, N.Y., USA
computer technician, General Telecom

Michael F. Stabile, 50, New York, N.Y., USA
currency broker, Euro Brokers Inc.

Lawrence T. Stack, 58, Lake Ronkonkoma, N.Y., USA
battalion commander, New York Fire Department

Capt. Timothy Stackpole, 42, New York, N.Y., USA
firefighter, New York Fire Department

Richard James Stadelberger, 55, Middletown, N.J., USA
Fiduciary Trust International

Eric A. Stahlman, 43, Holmdel Township, N.J., USA
money trader, Cantor Fitzgerald

Gregory M. Stajk, 46, Long Beach, N.Y., USA
firefighter, New York Fire Department

Alexandru Liviu Stan, 34, New York, N.Y., USA
consultant at Cantor Fitzgerald,

Corina Stan, 31
Cantor Fitzgerald

Mary D. Stanley, 53, New York, N.Y., USA
vice president and technical analyst, Marsh & McLennan Cos. Inc.

Joyce Stanton

Patricia Stanton

Anthony M. Starita, 35, Westfield, N.J., USA
limited partner, Cantor Fitzgerald

Jeffrey Stark, 30, New York, N.Y., USA
firefighter, New York Fire Department

Derek James Statkevicus, 30, Norwalk, Conn., USA
research department, Keefe, Bruyette & Woods

Craig William Staub, 30, Basking Ridge, N.J., USA
Keefe, Bruyette & Woods

William V. Steckman, 56, West Hempstead, N.Y., USA
engineer, WNBC-TV

Eric T. Steen, 32, New York, N.Y., USA
bond trader, Euro Brokers Inc.

William R. Steiner, 56, New Hope, Pa., USA
consultant at Marsh & McLennan Cos. Inc.,

Alexander Robbins Steinman, 32, Hoboken, N.J., USA
trader, Cantor Fitzgerald

Andrew Stergiopoulos, 23, New York, N.Y., USA
Cantor Fitzgerald

Andrew Stern, 45, Bellmore, N.Y., USA
broker, Cantor Fitzgerald

Martha Stevens, USA
Aon Corp.

Michael J. Stewart, 42, New York, N.Y., USA
Carr Futures

Richard H. Stewart Jr., 35, New York, N.Y., USA
corporate bond trader, Cantor Fitzgerald

Sanford M. Stoller, 54, New York, N.Y., USA
Accenture

Lonny J. Stone, 43, Bellmore, N.Y., USA
operations manager, Carr Futures

Jimmy Nevill Storey, 58, Katy, Texas, USA
senior vice president in Houston office, Marsh & McLennan Cos. Inc.

Timothy Stout, 42, Dobbs Ferry, N.Y., USA
quality assurance specialist, Cantor Fitzgerald

Thomas S. Strada, 41, Chatham, N.J., USA
bond broker, Cantor Fitzgerald

James J. Straine Jr., 36, Oceanport, N.J., USA
fixed- income investment salesman, Cantor Fitzgerald

Edward W. Straub, 48, Morris Township, N.J., USA
president of compensation consulting, Aon Corp.

George Strauch Jr., 53, Avon-by-the-Sea, N.J., USA
Aon Corp.

Edward T. Strauss, 44, Edison, N.J., USA
chief of World Trade Center operations, Port Authority of New York and New Jersey

Steven R. Strauss, 51, Fresh Meadows, N.Y., USA
electrical worker, Petrocelli Electric

Steven F. Strobert, 33, Ridgewood, N.J., USA
trader, Cantor Fitzgerald

Walwyn W. Stuart, 28, Valley Stream, N.Y., USA
police officer, Port Authority of New York and New Jersey

Benjamin Suarez, 36, New York, N.Y., USA
firefighter, New York Fire Department

David S. Suarez, 24, Princeton, N.J., USA
systems consultant, Deloitte Consulting

Ramon Suarez, 45, New York, N.Y., USA
police officer, transit district 4, New York Police Department

Yoichi Sugiyama, 34, Fort Lee, N.J., USA
manager, Fuji Bank
, Japanese

William Christopher Sugra, 30, New York, N.Y., USA
network administrator for eSpeed, Cantor Fitzgerald

Daniel Suhr, 37, Nesconset, N.Y., USA
firefighter, New York Fire Department

David Marc Sullins, 30, New York, N.Y., USA
paramedic, Cabrini Hospital
, Filipino

Lt. Christopher P. Sullivan, 38, Massapequa, N.Y., USA
firefighter, New York Fire Department

Patrick Sullivan, 32, New York, N.Y., USA
Cantor Fitzgerald

Thomas Sullivan, 38, Kearney, N.J., USA
partner, Harvey Young Yurman Inc.

Hilario Soriano (Larry) Sumaya Jr., 42, New York, N.Y., USA
technology manager, Marsh & McLennan Cos. Inc.
, Filipino

James Joseph Suozzo, 47, Hauppauge, N.Y., USA
Cantor Fitzgerald

Colleen Supinski, 27, New York, N.Y., USA
assets trader, Sandler O'Neill & Partners

Robert Sutcliffe, 39, Huntington, N.Y., USA
broker, Harvey Young Yurman Inc.

Selina Sutter, 63, New York, N.Y., USA
First Liberty Investment Group

Claudia Suzette Sutton, 34, New York, N.Y., USA
Cantor Fitzgerald

John F. Swaine, 36, Larchmont, N.Y., USA
trader, Cantor Fitzgerald

Kristine M. Swearson, 34, New York, N.Y., USA
web designer for eSpeed, Cantor Fitzgerald

Brian Edward Sweeney, 29, Merrick, N.Y., USA
firefighter, New York Fire Department

Kenneth J. Swensen, 40, Chatham, N.J., USA
vice president, Cantor Fitzgerald

Thomas F. Swift, 30, Jersey City, N.J., USA
assistant vice president, Morgan Stanley

Derek O. Sword, 29, New York, N.Y., USA
equities sales analyst, Keefe, Bruyette & Woods
, British

Kevin T. Szocik, 27, Garden City, N.Y., USA
equity research analyst, Keefe, Bruyette & Woods

Gina Sztejnberg, 52, Ridgewood, N.J., USA
database architect consultant for Marsh & McLennan Cos. Inc.,

Norbert P. Szurkowski, 31, New York, N.Y., USA
wallpaper hanger, Signature Painting and Decorating

Harry Taback, 56, New York, N.Y., USA
managing regional director/executive vice president in risk control strategy and consulting, Marsh & McLennan Cos. Inc.

Joann Tabeek, 41, New York, N.Y., USA
vice president, Cantor Fitzgerald

Norma C. Taddei, 64, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Michael Taddonio, 39, Huntington, N.Y., USA
bond broker, Euro Brokers Inc.

Keiichiro Takahashi, 53, Port Washington, N.Y., USA
first vice president, Euro Brokers Inc.
, Japanese

Keiji Takahashi, 42, Tenafly, N.J., USA
manager, Mizuho Capital Markets Corp.
, Japanese

Phyllis Gail Talbot, 53, New York, N.Y., USA
vice president, Marsh USA

Robert R. Talhami, 40, Shrewsbury, N.J., USA
broker, Cantor Fitzgerald

Sean Patrick Tallon, 26, Yonkers, N.Y., USA
firefighter, New York Fire Department

Paul Talty, 40, Wantagh, N.Y., USA
police officer, New York Police Department

Maurita Tam, 22, New York, N.Y., USA
executive assistant, Aon Corp.

Rachel Tamares, 30, New York, N.Y., USA
Aon Corp.

Hector Tamayo, 51, New York, N.Y., USA
project manager, Vanderbilt Group Inc.
, Filipino

Michael Andrew Tamuccio, 37, Pelham Manor, N.Y., USA
vice president of equity trading, Fred Alger Management

Kenichiro Tanaka, 52, Rye Brook, N.Y., USA
corporate banking general manager, Fuji Bank
, Japanese

Rhondelle Cherie Tankard, 31, Devonshire, Bermuda
Aon Corp.

Michael Anthony Tanner, 44, Secaucus, N.J., USA
trader, Cantor Fitzgerald

Dennis Gerard Taormina Jr., 35, Montville, N.J., USA
vice president, Marsh & McLennan Cos. Inc.

Kenneth Joseph Tarantino, 39, Bayonne, N.J., USA
currency trader, Cantor Fitzgerald

Allan Tarasiewicz, 45, New York, N.Y., USA
firefighter, New York Fire Department

Ronald Tartaro, 39, Bridgewater, N.J., USA
Fred Alger Management

Darryl Taylor, 52, New York, N.Y., USA
computer systems analyst, General Telecom

Donnie Brooks Taylor, 40, New York, N.Y., USA
office services assistant, Aon Corp.

Lorisa Ceylon Taylor, 31, New York, N.Y., USA
insurance broker, Marsh & McLennan Cos. Inc.

Michael M. Taylor, 42, New York, N.Y., USA
high-yield bond broker, Cantor Fitzgerald

Paul A. Tegtmeier, 41, Hyde Park, N.Y., USA
firefighter, New York Fire Department

Yesh Tembe, 59, Piscataway, N.J., USA
New York State Department of Taxation and Finance

Anthony Tempesta, 38, Elizabeth, N.J., USA
broker, Cantor Fitzgerald

Dorothy Temple, 52, New York, N.Y., USA
New York State Department of Taxation and Finance

David Tengelin, 25, New York, N.Y., USA
accountant, Marsh & McLennan Cos. Inc.
, Swedish

Brian J. Terrenzi, 29, Hicksville, N.Y., USA
global network manager, Cantor Fitzgerald

Lisa Marie Terry, 42, Rochester, Mich., USA
vice president, Marsh & McLennan Cos. Inc.

Goumatie T. Thackurdeen, 35, New York, N.Y., USA
vice president, Fiduciary Trust International

Harshad Sham Thatte, 30, Norcross, Ga., USA
consultant at Marsh & McLennan Cos. Inc.,

Thomas F. Theurkauf Jr., 44, Stamford, Conn., USA
executive vice president, Keefe, Bruyette & Woods

Lesley Thomas-O'Keefe, 40, Hoboken, N.J., USA
Cantor Fitzgerald

Brian T. Thompson, 49, Dix Hills, N.Y., USA

Clive Thompson, 43, Summit, N.J., USA
broker, Euro Brokers Inc.

Glenn Thompson, 44, New York, N.Y., USA
bond trader, Cantor Fitzgerald

Nigel Bruce Thompson, 33, New York, N.Y., USA
senior broker, Cantor Fitzgerald

Perry Anthony Thompson, 36, Mount Laurel, N.J., USA
accountant, Aon Corp.

Vanavah Alexi Thompson, 26, New York, N.Y., USA
janitorial, cleaner, ABM Industries

Capt. William Harry Thompson, 51, New York, N.Y., USA
associate court officer, New York state courts

Eric Raymond Thorpe, 35, New York, N.Y., USA
Keefe, Bruyette & Woods

Nichola A. Thorpe, 22, New York, N.Y., USA
accounting department, Keefe, Bruyette & Woods
, Jamaican

Sal Tieri Jr., 40, Shrewsbury, N.J., USA
managing director, Marsh & McLennan Cos. Inc.

John Patrick Tierney, 27, New York, N.Y., USA
firefighter, New York Fire Department

William R. Tieste, 54, Basking Ridge, N.J., USA
executive vice president of equity sales, Cantor Fitzgerald

Kenneth F. Tietjen, 31, Matawan, N.J., USA
police officer, Port Authority of New York and New Jersey

Stephen Edward Tighe, 41, Rockville Centre, N.Y., USA
Cantor Fitzgerald

Scott C. Timmes, 28, Ridgewood, N.Y., USA
commodities customer service clerk, Carr Futures

Michael E. Tinley, 56, Dallas, Texas, USA
vice president, Marsh Inc.

Jennifer M. Tino, 29, Livingston, N.J., USA
Marsh & McLennan Cos. Inc.

Robert Frank Tipaldi, 25, New York, N.Y., USA
assistant trader, Cantor Fitzgerald

John J. Tipping II, 33, Port Jefferson, N.Y., USA
firefighter, New York Fire Department

David Tirado, 26, New York, N.Y., USA
technical services representative, Rent-a-PC

Hector Luis Tirado Jr., 30, New York, N.Y., USA
firefighter, New York Fire Department

Michelle Titolo, 34, Copaigue, N.Y., USA
equity controller, Cantor Fitzgerald

John J. Tobin, 47, Kenilworth, N.J., USA
senior vice president, Marsh & McLennan Cos. Inc.

Richard J. Todisco, 61, Wyckoff, N.J., USA
vice president, Sandler O'Neill & Partners

Vladimir Tomasevic, 36, Etobicoke, Ontario, Canada
vice president of software development, Optus

Stephen K. Tompsett, 39, Garden City, N.Y., USA
computer scientist and vice president, Instinet (Reuters)

Thomas Tong, 31, New York, N.Y., USA

Doris Torres, 32

Luis Eduardo Torres, 31
Cantor Fitzgerald
, Colombian

Amy E. Toyen, 24, Newton, Mass., USA
marketing for sales and trading group, Thomson Financial Services

Christopher M. Traina, 25, Bricktown, N.J., USA
Carr Futures

Daniel Patrick Trant, 40, Northport, N.Y., USA
trader, Cantor Fitzgerald

Abdoul Karim Traore, 41, New York, N.Y., USA
banquet cook, Windows on the World
, Ivory Coast

Glenn J. Travers, 53, Tenafly, N.J., USA
electrician, Forest Electric Corp.

Walter (Wally) P. Travers Jr., 44, Upper Saddle River, N.J., USA
bond broker, Cantor Fitzgerald

Felicia Traylor-Bass, 38, New York, N.Y., USA
office manager, Alliance Consulting

Lisa L. Trerotola, 36, Hazlet, N.J., USA
principal office assistant, Port Authority of New York and New Jersey

Karamo Trerra, 40, New York, N.Y., USA
computer technician, ASAP NetSource

Michael Trinidad, 33, New York, N.Y., USA
telecommunications accounting, Cantor Fitzgerald

Francis Joseph Trombino, 68, Clifton, N.J., USA
security guard, Brinks

Gregory J. Trost, 26, New York, N.Y., USA
research analyst, Keefe, Bruyette & Woods

William Tselepis Jr., 33, New Providence, N.J., USA
broker, Cantor Fitzgerald

Zhanetta Tsoy, 32, Jersey City, N.J., USA
accountant, Marsh & McLennan Cos. Inc.

Michael Patrick Tucker, 40, Rumson, N.J., USA
partner/senior vice president, Cantor Fitzgerald

Lance Richard Tumulty, 32, Bridgewater, N.J., USA
distressed trading manager, Euro Brokers Inc.

Ching Ping Tung, 44, New York, N.Y., USA

Simon James Turner, 39, London, England
publishing director, Risk Waters Group

Donald Joseph Tuzio, 51, Goshen, N.Y., USA
former systems programmer, Bear Stearns

Robert T. Twomey, 48, New York, N.Y., USA
trader, Harvey Young Yurman Inc.

Jennifer Tzemis, 26, New York, N.Y., USA
financial analyst, Fred Alger Management

John G. Ueltzhoeffer, 36, Roselle Park, N.J., USA
Marsh & McLennan Cos. Inc.

Tyler V. Ugolyn, 23, New York, N.Y., USA
Fred Alger Management

Michael A. Uliano, 42, Aberdeen, N.J., USA
options broker, Cantor Fitzgerald

Jonathan J. Uman, 33, Westport, Conn., USA
managing director for eSpeed, Cantor Fitzgerald

Anil Shivhari Umarkar, 34, Hackensack, N.J., USA
computer programmer/consultant for eSpeed at Cantor Fitzgerald,

Allen V. Upton, 44, New York, N.Y., USA
first vice president, corporate bonds, Cantor Fitzgerald

Diane Maria Urban, 50, Malverne, N.Y., USA
tax auditor, New York State Department of Taxation and Finance

John Damien Vaccacio, 30, New York, N.Y., USA
bond broker, Cantor Fitzgerald

Bradley H. Vadas, 37, Westport, Conn., USA
senior vice president, Keefe, Bruyette & Woods

William Valcarcel, 54, New York, NY, USA
supervisor of tax conferences, bureau of conciliation, New York State Department of Taxation and Finance

Mayra Valdes-Rodriguez, 39, New York, N.Y., USA
Aon Corp.

Felix Antonio Vale, 29, New York, N.Y., USA
manager, Cantor Fitzgerald

Ivan Vale, 27, New York, N.Y., USA
Cantor Fitzgerald

Benito Valentin, 33, New York, N.Y., USA
travel consultant at Marsh & McLennan Cos. Inc., American Express

Santos Valentin Jr., 39, New York, N.Y., USA
emergency service squad 7, New York Police Department

Carlton Francis Valvo II, 38, New York, N.Y., USA
vice president of interest rate swaps, Cantor Fitzgerald

Erica Van Acker, 62, New York, N.Y., USA
Aon Corp.
, British

Kenneth W. Van Auken, 47, East Brunswick, N.J., USA
bond trader, Cantor Fitzgerald

Richard Bruce Van Hine, 48, Greenwood Lake, N.Y., USA
firefighter, New York Fire Department

Daniel M. Van Laere, 46, Glen Rock, N.J., USA
risk analyst and underwriter, Aon Corp.

Edward Raymond Vanacore, 29, Jersey City, N.J., USA
stock analyst, Fiduciary Trust International

Jon C. Vandevander, 44, Ridgewood, N.J., USA
vice president, Carr Futures

Frederick T. Varacchi, 35, Greenwich, Conn., USA
president of eSpeed, Cantor Fitzgerald

Gopalakrishnan Varadhan, 32, New York, N.Y., USA
Cantor Fitzgerald

David Vargas, 46, New York, N.Y., USA
manager, Pitney Bowes

Scott C. Vasel, 32, Park Ridge, N.J., USA
disaster recovery specialist, Marsh & McLennan Cos. Inc.

Azael Ismael Vasquez, 21, New York, N.Y., USA
food service handler, Forte Food Service

Santos Vasquez, 55, New York, N.Y., USA
Cantor Fitzgerald

Arcangel Vazquez, 47, New York, N.Y., USA
maintenance,

Peter Anthony Vega, 36, New York, N.Y., USA
firefighter, New York Fire Department

Sankara S. Velamuri, 63, Avenel, N.J., USA
auditor, New York State Department of Taxation and Finance

Jorge Velazquez, 47, Passaic, N.J., USA
security guard, Morgan Stanley

Lawrence Veling, 44, New York, N.Y., USA
firefighter, New York Fire Department

Anthony M. Ventura, 41, Middletown, N.J., USA
Fiduciary Trust International

David Vera, 41, New York, N.Y., USA
senior telecommunications technician, Euro Brokers Inc.

Loretta A, Vero, 51, Nanuet, N.Y., USA

Christopher Vialonga, 30, Demarest, N.J., USA
foreign currency trader, Carr Futures

Matthew Gilbert Vianna, 23, Manhasset, N.Y., USA
Cantor Fitzgerald

Robert A. Vicario, 40, Weehawken, N.J., USA

Celeste Torres Victoria, 41, New York, N.Y., USA
conferences telesales executive, Risk Waters Group

Joanna Vidal, 26, Yonkers, N.Y., USA
event coordinator, Risk Waters Group

John T. Vigiano II, 36, West Islip, N.Y., USA
firefighter, New York Fire Department

Joseph Vincent Vigiano, 34, Medford, N.Y., USA
detective, New York Police Department

Frank J. Vignola Jr., 44, Merrick, N.Y., USA
senior vice president and partner, Cantor Fitzgerald

Joseph B. Vilardo, 44, Stanhope, N.J., USA
senior vice president, Cantor Fitzgerald

Sergio Villanueva, USA
firefighter , New York Fire Department

Chantal Vincelli, 38, New York, N.Y., USA
Data Synapse

Melissa Vincent, 28, Hoboken, N.J., USA
resource manager, Alliance Consulting

Francine A. Virgilio, 48, New York, N.Y., USA
vice president, Aon Corp.

Lawrence Virgilio, 38, USA
firefighter, New York Fire Department

Joseph G. Visciano, 22, New York, N.Y., USA
trader, Keefe, Bruyette & Woods

Ramsaroop Vishnu, 45, New York, N.Y., USA

Joshua S. Vitale, 28, Great Neck, N.Y., USA
trading sales clerk, Cantor Fitzgerald

Maria Percoco Vola, 37, New York, N.Y., USA
administrative assistant, Aon Corp.

Lynette D. Vosges, 48, New York, N.Y., USA
senior vice president of reinsurance, Aon Corp.

Garo H. Voskerijian, 43, Valley Stream, N.Y., USA
global technology services, Marsh & McLennan Cos. Inc.

Alfred Vukuosa, 32, New York, N.Y., USA
information technology specialist, Cantor Fitzgerald

Gregory Wachtler, 25, Ramsey, N.J., USA
research associate, Fred Alger Management

Gabriela Waisman, 33, New York, N.Y., USA
office manager, Sybase

Courtney Wainsworth Walcott, 37, New York, N.Y., USA
manager, IQ Financial Systems
, Jamaican

Victor Wald, 49, New York, N.Y., USA
stock broker, Avalon Partners

Benjamin Walker, 41, Suffern, N.Y., USA
Marsh & McLennan Cos. Inc.

Glen J. Wall, 38, Rumson, N.J., USA
senior vice president, Cantor Fitzgerald

Mitchel Scott Wallace, 34, Mineola, N.Y., USA
court officer, New York State Supreme Court

Peter G. Wallace, 66, Lincoln Park, N.J., USA
vice president, Marsh Inc.

Lt. Robert F. Wallace, 43, New York, N.Y., USA
firefighter, New York Fire Department

Roy Wallace, 42, Wyckoff, N.J., USA
broker, Cantor Fitzgerald

Jean Marie Wallendorf, 23, New York, N.Y., USA
Keefe, Bruyette & Woods

Matthew Blake Wallens, 31, New York, N.Y., USA
vice president, Cantor Fitzgerald

John Wallice Jr., 43, Huntington, N.Y., USA
international equities trader, Cantor Fitzgerald

Barbara P. Walsh, 59, New York, N.Y., USA
administrative assistant, Marsh & McLennan Cos. Inc.

James Walsh, 37, Scotch Plains, N.J., USA
computer programmer, Cantor Fitzgerald

Jeffrey Patrick Walz, 37, Tuckahoe, N.Y., USA
firefighter, New York Fire Department

Ching Huei Wang, 59, New York, N.Y., USA
First Commercial Bank
, Taiwanese

Weibin Wang, 41, Orangeburg, N.Y., USA
analyst, Cantor Fitzgerald

Lt. Michael Warchola, 51, Middle Village, N.Y., USA
firefighter, New York Fire Department

Stephen Gordon Ward, 33, Gorham, Maine, USA
accountant, Cantor Fitzgerald

James A. Waring, 49, New York, N.Y., USA
Cantor Fitzgerald

Brian G. Warner, 32, Morganville, N.J., USA
senior systems engineer in eSpeed division, Cantor Fitzgerald

Derrick Washington, 33, Calverton, N.Y., USA
technician, Verizon

Charles Waters, 44, New York, N.Y., USA
vice president and partner, Cantor Fitzgerald

James Thomas (Muddy) Waters Jr., 39, New York, N.Y., USA
senior vice president and head trader, Keefe, Bruyette & Woods

Capt. Patrick J. Waters, 44, New York, N.Y., USA
firefighter, New York Fire Department

Kenneth Watson, 39, Smithtown, N.Y., USA
firefighter, New York Fire Department

Michael H. Waye, 38, Morganville, N.J., USA
Marsh & McLennan Cos. Inc.

Todd C. Weaver, 30, New York, N.Y., USA
vice president, Fiduciary Trust International

Walter E. Weaver, 30, Centereach, N.Y., USA
police officer, emergency services unit, New York Police Department

Nathaniel Webb, 56, Jersey City, N.J., USA
police officer, Port Authority of New York and New Jersey

Dinah Webster, 50
advertising manager, Risk Waters Group

Joanne Flora Weil, 39, New York, N.Y., USA
counsel, Harris Beach LLP

Michael Weinberg, 34, New York, N.Y., USA
firefighter, New York Fire Department

Steven Weinberg, 41, New City, N.Y., USA
accounting manager, Baseline (Thomson Financial)

Scott Jeffrey Weingard, 29, New York, N.Y., USA
trader, Cantor Fitzgerald

Steven Weinstein, 50, New York, N.Y., USA

Simon Weiser, 65, New York, N.Y., USA
power-distribution engineering, Port Authority of New York and New Jersey

David M. Weiss, 41, Maybrook, N.Y., USA
firefighter, New York Fire Department

David T. Weiss, 50, New York, N.Y., USA
vice president and deputy general counsel, Cantor Fitzgerald

Vincent Michael Wells, 22, Redbridge, England
options broker, Cantor Fitzgerald

Timothy Matthew Welty, 34, Yonkers, N.Y., USA
firefighter, New York Fire Department

Christian Hans Rudolf Wemmers, 43, San Francisco, Calif., USA
director of product management, Callixa

Ssu-Hui (Vanessa) Wen, 23, New York, N.Y., USA
programmer, Cantor Fitzgerald

Oleh D. Wengerchuk, 56, Centerport, N.Y., USA
designer, Washington Group International

Peter M. West, 54, Pottersville, N.J., USA
bond trader, Cantor Fitzgerald

Whitfield West, 41, New York, N.Y., USA
Cantor Fitzgerald

Meredith Lynn Whalen, 23, Hoboken, N.J., USA
research analyst, Fred Alger Management

Eugene Whelan, 31, Rockaway Beach, N.Y., USA
firefighter, New York Fire Department

Adam S. White, 26, New York, N.Y., USA
broker, Cantor Fitzgerald

Edward James White, 30, New York, N.Y., USA
firefighter, New York Fire Department

James Patrick White, 34, Hoboken, N.J., USA
Cantor Fitzgerald

John S. White, 48, New York, N.Y., USA
janitorial cleaner, ABM Industries

Kenneth W. White, 50, New York, N.Y., USA
telephone technician, IPC Kleinknect Electric Co.

Leonard Anthony White, 57, New York, N.Y., USA
technician, global communications division, Verizon

Malissa White, 37, New York, N.Y., USA
human resources, Marsh & McLennan Cos. Inc.

Wayne White, 38, New York, N.Y., USA
mailroom manager, Marsh & McLennan Cos. Inc.

Leanne Marie Whiteside, 31, New York, N.Y., USA
Aon Corp.

Mark Whitford, 31, Salisbury Mills, N.Y., USA
firefighter, New York Fire Department

Michael T. Wholey, 34, Westwood, N.J., USA
police officer, Port Authority of New York and New Jersey

Mary Lenz Wieman, 43, Rockville Centre, N.Y., USA
marketing executive, Aon Corp.

Jeffrey David Wiener, 33, New York, N.Y., USA
manager of risk technologies group, Marsh & McLennan Cos. Inc.

William J. Wik, 44, Crestwood, N.Y., USA
assistant director risk management service, Aon Corp.

Allison M. Wildman, 30, New York, N.Y., USA
broker, Carr Futures

Lt. Glenn Wilkinson, 46, Bayport, N.Y., USA
firefighter, New York Fire Department

John C. Willett, 29, Jersey City, N.J., USA
analyst for C02e.com, Cantor Fitzgerald

Brian Patrick Williams, 29, New York, N.Y., USA
broker, Cantor Fitzgerald

Crossley Williams Jr., 28, Uniondale, N.Y., USA
financial analyst, Fiduciary Trust International

David Williams, 34, New York, N.Y., USA
engineering, tenant man, ABM Industries

Deborah Lynn Williams, 35, Hoboken, N.J., USA

Kevin Michael Williams, 24, New York, N.Y., USA
Sandler O'Neill & Partners

Louie Anthony Williams, 44, New York, N.Y., USA

Louis Calvin Williams III, 53, Mandeville, La., USA
vice president and investment management consultant, Vestek

Lt. John Williamson, 46, Warwick, N.Y., USA
battalion commander, New York Fire Department

Cynthia Wilson, 52, New York, N.Y., USA
head receptionist, International Office Centers

Donna Wilson, 48, Williston Park, N.Y., USA
assistant vice president, Aon Corp.

William E. Wilson, 55, New York, N.Y., USA
marine insurance broker, Aon Corp.

David H. Winton, 29, New York, N.Y., USA
vice president and equity research analyst, Keefe, Bruyette & Woods

Glenn J. Winuk, 40, New York, N.Y., USA
partner, Holland & Knight

Thomas Francis Wise, 43, New York, N.Y., USA

Alan L. Wisniewski, 47, Howell, N.J., USA
associate director, Sandler O'Neill & Partners

Frank T. Wisniewski, 54, Basking Ridge, N.J., USA
vice president, Cantor Fitzgerald

David Wiswall, 54, North Massapequa, N.Y., USA
senior vice president, Aon Corp.

Sigrid Charlotte Wiswe, 41, New York, N.Y., USA

Michael R. Wittenstein, 34, Hoboken, N.J., USA
trader, Cantor Fitzgerald

Christopher W. Wodenshek, 35, Ridgewood, N.J., USA
director for TradeSpark, Cantor Fitzgerald

Martin P. Wohlforth, 47, Greenwich, Conn., USA
managing director, Sandler O'Neill & Partners

Katherine S. Wolf, 40, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Jennifer Y. Wong, 26, New York, N.Y., USA
client services in risk management division, Marsh & McLennan Cos. Inc.

Jenny Seu Kueng Low Wong, 25, New York, N.Y., USA
assistant vice president, market information group, Marsh & McLennan Cos. Inc.

Siu Cheung Wong, 34, Jersey City, N.J., USA
Marsh & McLennan Cos. Inc.

Yin Ping (Steven) Wong, 34, New York, N.Y., USA
Aon Corp.

Yuk Ping Wong, 47, New York, N.Y., USA
New York State Department of Taxation and Finance

Brent James Woodall, 31, Oradell, N.J., USA
Keefe, Bruyette & Woods

James J. Woods, 26, New York, N.Y., USA
trader's assistant, Cantor Fitzgerald

Patrick Woods, 36, New York, N.Y., USA
carpenter,

Richard Herron Woodwell, 44, Ho-Ho-Kus, N.J., USA
Keefe, Bruyette & Woods

Capt. David Terence Wooley, 54, Nanuet, N.Y., USA
firefighter, New York Fire Department

John Bentley Works, 36, Darien, Conn., USA
trader, Keefe, Bruyette & Woods

Martin M. Wortley, 29, Park Ridge, N.J., USA
Cantor Fitzgerald

Rodney James Wotton, 36, Middletown, N.J., USA
senior vice president of web site design, Fiduciary Trust International

William Wren, 61, Lynbrook, N.Y., USA
resident manager, OCS Security

John Wright, 33, Rockville Centre, N.Y., USA
managing director, Sandler O'Neill & Partners

Neil R. Wright, 30, Asbury, N.J., USA
options broker, Cantor Fitzgerald
, British

Sandra Wright, 57, Langhorne, Pa., USA
Aon Corp.

Jupiter Yambem, 41, Beacon, N.Y., USA
banquet manager, Windows on the World

Suresh Yanamadala, 33, Plainsboro, N.J., USA
consultant at Marsh & McLennan Cos. Inc.,

Matthew David Yarnell, 26, Jersey City, N.J., USA
vice president of technology, Fiduciary Trust International

Myrna Yaskulka, 59, New York, N.Y., USA
executive secretary, Fred Alger Management

Shakila Yasmin, 26, New York, N.Y., USA
computer assistant, Marsh & McLennan Cos. Inc.

Olabisi L. Yee, 38, New York, N.Y., USA
assistant manager, International Office Centers

Edward P. York, 45, Wilton, Conn., USA
vice president and director of human resources, Cantor Fitzgerald

Kevin Patrick York, 41, Princeton, N.J., USA
senior vice president, Euro Brokers Inc.

Raymond York, 45, Valley Stream, N.Y., USA
firefighter, New York Fire Department

Suzanne Youmans, 60, New York, N.Y., USA
Aon Corp.

Barrington L. Young, 35, New York, N.Y., USA
manager telecommunications, Euro Brokers Inc.

Jacqueline (Jakki) Young, 37, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Elkin Yuen, 32, New York, N.Y., USA
broker, Carr Futures

Joseph Zaccoli, 39, Valley Stream, N.Y., USA
broker, Cantor Fitzgerald

Adel Agayby Zakhary, 50, North Arlington, N.J., USA
accountant, Carr Futures

Arkady Zaltsman, 45, New York, N.Y., USA
architect, Skidmore, Owings & Merrill
, Moldovan

Edwin J. Zambrana Jr., 24, New York, N.Y., USA

Robert Alan Zampieri, 30, Saddle River, N.J., USA
trader, Carr Futures

Mark Zangrilli, 36, Pompton Plains, N.J., USA
insurance underwriter, Aon Corp.

Ira Zaslow, 55, North Woodmere, N.Y., USA
assistant vice president, Lehman Brothers

Aurelio Zedillo, Mexico

Kenneth Albert Zelman, 37, Succasunna, N.J., USA
consultant, Oracle Corp.

Abraham J. Zelmanowitz, 55, New York, N.Y., USA
computer programmer, Empire Blue Cross and Blue Shield

Martin Morales Zempoaltecatl, 22, New York, N.Y., USA
assistant chef, Windows on the World
, Mexican

Zhe (Zack) Zeng, 28, New York, N.Y., USA
assistant treasurer depository receipts division, Bank of New York

Marc Scott Zeplin, 33, Harrison, N.Y., USA
trader, Cantor Fitzgerald

Jie Yao Justin Zhao, 27, New York, N.Y., USA
computer technician, Aon Corp.

Ivelin Ziminski, 40, Tarrytown, N.Y., USA
Marsh & McLennan Cos. Inc.

Michael Joseph Zinzi, 37, Newfoundland, N.J., USA
vice president and CPA, Marsh & McLennan Cos. Inc.

Charles A. Zion, 54, Greenwich, Conn., USA
senior vice president, Cantor Fitzgerald

Julie Lynne Zipper, 44, Paramus, N.J., USA
product manager, SunGard Trading Systems/BRASS

Salvatore J. Zisa, 45, Hawthorne, N.J., USA
senior vice president, Marsh USA

Prokopios Paul Zois, 46, Lynbrook, N.Y., USA
consultant at Marsh & McLennan Cos. Inc.,

Joseph J. Zuccala, 54, Croton-on-Hudson, N.Y., USA

Andrew Steven Zucker, 27, New York, N.Y., USA
associate, Harris Beach LLP

Igor Zukelman, 29, New York, N.Y., USA
computer sceince, Fiduciary Trust International