Joseph Anthony Ianelli, 28, Hoboken, N.J., USA
accountant, Marsh & McLennan Cos. Inc.

Zuhtu Ibis, 25, Clifton, N.J., USA
customer distributions, Cantor Fitzgerald

Jonathan Lee Ielpi, 29, Great Neck, N.Y., USA
firefighter, New York Fire Department

Michael Patrick Iken, 37, New York, N.Y., USA
bond trader, Euro Brokers Inc.

Daniel Ilkanayev, 36, New York, N.Y., USA
Cantor Fitzgerald

Capt. Frederick Ill Jr., 49, Pearl River, N.Y., USA
firefighter, New York Fire Department

Abraham Nethanel Ilowitz, 51, New York, N.Y., USA
financial services representative, Metropolitan Life Insurance Co.

Anthony P. Infante Jr., 47, Chatham, N.J., USA
police inspector, Port Authority of New York and New Jersey

Louis S. Inghilterra, 45, New Castle, N.Y., USA
Fiduciary Trust International

Christopher N. Ingrassia, 28, Watchung, N.J., USA
equity options trader, Cantor Fitzgerald

Paul Innella, 33, East Brunswick, N.J., USA
systems analyst, Cantor Fitzgerald

Stephanie V. Irby, 38, New York, N.Y., USA
accountant, Marsh & McLennan Cos. Inc.

Douglas Irgang, 32, New York, N.Y., USA
Sandler O'Neill & Partners

Kristin A. Irvine-Ryan, 30, New York, N.Y., USA
trader, Sandler O'Neill & Partners

Todd A. Isaac, 29, New York, N.Y., USA
Cantor Fitzgerald

Erik Hans Isbrandtsen, 30, New York, N.Y., USA
industrial sales trader, Cantor Fitzgerald

William Iselepis Jr., 33

Taizo Ishikawa, 50
New York branch general manager, Fuji Bank
Japanese

Aram Iskenderian Jr., 41, Merrick, N.Y., USA
Cantor Fitzgerald

John Iskyan, 41, Wilton, Conn., USA
financial analyst, Cantor Fitzgerald

Kazushige Ito, 35, New York, N.Y., USA
manager, Fuji Bank
Japanese

Aleksandr Valeryerich Ivantsov, 23, New York, N.Y., USA
computer engineer for eSpeed division, Cantor Fitzgerald
Russian

Virginia Jablonski, 49, Matawan, N.J., USA
assistant vice president, Marsh & McLennan Cos. Inc.

Brooke Alexandra Jackman, 23, New York, N.Y., USA
assistant bond trader, Cantor Fitzgerald

Aaron Jacobs, 27, New York, N.Y., USA
vice president and partner, international trading desk, Cantor Fitzgerald

Ariel Louis Jacobs, 29, Briarcliff Manor, N.Y., USA
executive vice president, Caplin Systems

Jason Kyle Jacobs, 32, Mendham, N.J., USA
business partner, Fiduciary Trust International

Michael Grady Jacobs, 54, Danbury, Conn., USA
accountant/vice president for tax operations, Fiduciary Trust International

Steven A. Jacobson, 53, New York, N.Y., USA
transmitter engineer, WPIX-TV

Ricknauth Jaggernauth, 58, New York, N.Y., USA
construction worker, NTX Interiors

Jake Denis Jagoda, 24, Huntington, N.Y., USA
trader for TradeSpark, Cantor Fitzgerald

Yudh V.S. Jain, 54, New City, N.Y., USA
senior project manager at eSpeed, Cantor Fitzgerald

Maria Jakubiak, 41, Ridgewood, N.Y., USA
accounting, Marsh & McLennan Cos. Inc.

Ernest James, 40, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Gricelda E. James, 44, Willingboro, N.J., USA

Mark Jardin, 39, New York, N.Y., USA

Mohammed Jawara, 30, New York, NY
MAS Security

Francois Jean-Pierre, 58, New York, N.Y., USA
Windows on the World

Paul E. Jeffers, 39, New York, N.Y., USA
Cantor Fitzgerald

Joseph Jenkins Jr., 47, New York, N.Y., USA

Alan K. Jensen, 49, Wyckoff, N.J., USA

Prem N. Jerath, 57, Edison, N.J., USA
structural engineer, Port Authority of New York and New Jersey

Farah Jeudy, 32, Spring Valley, N.Y., USA
administrative assistant, Aon Corp.

Hweidar Jian, 42, East Brunswick, N.J., USA
senior programmer analyst, Cantor Fitzgerald

Fernando Jimenez Molina, Oaxaca, Mexico

Eliezer Jimenez Jr., 38, New York, N.Y., USA
chef's assistant, Windows on the World

Luis Jimenez Jr., 25, New York, N.Y., USA
accountant, Marsh & McLennan Cos. Inc.

Charles Gregory John, 44, New York, N.Y., USA
security officer, Royston and Zamani

Nicholas John, 42, New York, N.Y., USA

LaShawana Johnson, 27, New York, N.Y., USA
customer service manager, General Telecom

Scott M. Johnson, 26, New York, N.Y., USA
securities analyst, Keefe, Bruyette & Woods

William Johnston, 31, North Babylon, N.Y., USA
firefighter, New York Fire Department

Allison Horstmann Jones, 31, New York, N.Y., USA
Sandler O'Neill & Partners

Arthur Joseph Jones III, 37, Ossining, N.Y., USA
Carr Futures

Brian L. Jones, 44, New York, N.Y., USA
systems administrator, IBM Global

Christopher D. Jones, 53, Huntington, N.Y., USA
partner, Cantor Fitzgerald

Donald T. Jones, 39, Livingston, N.J., USA
executive vice president, municipal bonds, Cantor Fitzgerald

Donald W. Jones, 43, Fairless Hills, Pa., USA
bond broker, Cantor Fitzgerald

Linda Jones, 50, New York, N.Y., USA
Aon Corp.

Mary S. Jones, 72, New York, N.Y., USA
mailroom clerk, Port Authority of New York and New Jersey

Andrew Jordan, 35, Long Island, N.Y., USA
firefighter , New York Fire Department

Robert Thomas Jordan, 34, Williston, N.Y., USA
bond trader, Cantor Fitzgerald

Albert Joseph, 79
maintenance worker, Morgan Stanley

Ingeborg Joseph, 60, Germany
import manager, Rohde & Liesenfeld shipping agency
German

Karl Henri Joseph, 25, New York, N.Y., USA
firefighter, New York Fire Department

Stephen Joseph, 39, Franklin Park, N.J., USA
Fiduciary Trust International

Jane Eileen Josiah, 47, Bellmore, N.Y., USA
Fiduciary Trust International

Lt. Anthony Jovic, 39, Massapequa, N.Y., USA
firefighter, New York Fire Department

Angel Luis Juarbe Jr., 35, New York, N.Y., USA
firefighter, New York Fire Department

Karen Susan Juday, 52, New York, N.Y., USA
administrative assistant, Cantor Fitzgerald

The Rev. Mychal Judge, 68, New York, N.Y., USA
fire chaplain, New York Fire Department

Paul W. Jurgens, 47, Levittown, N.Y., USA
police officer, Port Authority of New York and New Jersey

Thomas Edward Jurgens, 26, Lawrence, N.Y., USA
court officer, New York State Supreme Court

Shashi Kiran Lakshmikantha Kadaba, 25, Hackensack, N.J., USA
software designer, Wipro Technologies

Gavkharoy Mukhometovna Kamardinova, 26, New York, N.Y., USA
Uzbek

Shari Kandell, 27, Wyckoff, N.J., USA
trader, Cantor Fitzgerald

Howard Lee Kane, 40, Hazlet, N.J., USA
comptroller, Windows on the World

Jennifer Lynn Kane, 26, Fair Lawn, N.J., USA
accountant, Marsh & McLennan Cos. Inc.

Vincent D. Kane, 37, New York, N.Y., USA
firefighter, New York Fire Department

Joon Koo Kang, 34, Riverdale, N.J., USA
systems analyst, Cantor Fitzgerald

Sheldon R. Kanter, 53, Edison, N.J., USA
systems vice president, Cantor Fitzgerald

Deborah H. Kaplan, 45, Paramus, N.J., USA
Port Authority of New York and New Jersey

Alvin Peter Kappelmann Jr., 57, Green Brook, N.J., USA
insurance executive, Royal & SunAlliance

Charles Karczewski, 34, Union, N.J., USA
benefits consultant, Aon Corp.

William A. Karnes, 37, New York, N.Y., USA
technology trainer, Marsh & McLennan Cos. Inc.

Douglas G. Karpiloff, 53, Mamaroneck, N.Y., USA
security and life safety director, Port Authority of New York and New Jersey

Charles L. Kasper, 54, New York, N.Y., USA
battalion commander, New York Fire Department

Andrew Kates, 37, New York, N.Y., USA
senior managing director, Cantor Fitzgerald

John Katsimatides, 31, East Marion, N.Y., USA
financial trader, Cantor Fitzgerald

Sgt. Robert Kaulfers, 49, Kenilworth, N.J., USA
police officer, Port Authority of New York and New Jersey

Don Jerome Kauth Jr., 51, Saratoga Springs, N.Y., USA
bank analyst, Keefe, Bruyette & Woods

Hideya Kawauchi, 36, Fort Lee, N.J., USA
manager, Fuji Bank
Japanese

Edward T. Keane, 66, West Caldwell, N.J., USA
engineer, Hill International

Richard M. Keane, 54, Wethersfield, Conn., USA
senior vice president, Marsh Inc.

Lisa Kearney-Griffin, 35, Jamaica, N.Y., USA
American Express Corporate Travel, Marsh & McLennan Cos. Inc.

Karol Ann Keasler, 42, New York, N.Y., USA
event planner, Keefe, Bruyette & Woods

Paul H. Keating, 38, New York, N.Y., USA
firefighter, New York Fire Department

Leo Russell Keene III, 34, Westfield, N.J., USA
financial analyst, Keefe, Bruyette & Woods

Joseph J. Keller, 31, Park Ridge, N.J., USA
department head, Marriott World Trade Center Hotel

Peter Rodney Kellerman, 35, New York, N.Y., USA
partner, Cantor Fitzgerald

Joseph P. Kellett, 37, Riverdale, N.Y., USA
commodities trader, Carr Futures

Frederick H. Kelley, 57, Huntington, N.Y., USA
municipal bonds, Cantor Fitzgerald

James Joseph Kelly, 39, Oceanside, N.Y., USA
bond broker, Cantor Fitzgerald

Joseph A. Kelly, 40, Oyster Bay, N.Y., USA
broker, Cantor Fitzgerald

Maurice Patrick Kelly, 41, New York, N.Y., USA
carpenter/foreman, National Acoustics Inc.

Richard John Kelly Jr., 50, New York, N.Y., USA
firefighter, New York Fire Department

Thomas Michael Kelly, 41, Wykoff, N.J., USA
Euro Brokers Inc.

Thomas Richard Kelly, 38, River Head, N.Y., USA
firefighter, New York Fire Department

Thomas W. Kelly, 51, New York, N.Y., USA
firefighter, New York Fire Department

Timothy C. Kelly, 37, Port Washington, N.Y., USA
municipal bond trader, Cantor Fitzgerald

William Hill Kelly Jr., 30, New York, N.Y., USA
salesman, Bloomberg L.P.

Robert C. (Bob) Kennedy, 55, Toms River, N.J., USA
senior vice president, Marsh & McLennan Cos. Inc.

Thomas J. Kennedy, 36, Islip Terrace, N.Y., USA
firefighter, New York Fire Department

John Keohane, 41, Jersey City, N.J., USA
assistant general counsel, Zurich American Insurance

Lt. Ronald T. Kerwin, 42, Levittown, N.Y., USA
firefighter, New York Fire Department

Howard L. Kestenbaum, 56, Montclair, N.J., USA
senior vice president, Aon Corp.

Douglas D. Ketcham, 27, New York, N.Y., USA
stockbroker, Cantor Fitzgerald

Ruth E. Ketler, 42, New York, N.Y., USA
director of research, Fiduciary Trust International

Boris Khalif, 30, New York, N.Y., USA
computer consultant, Marsh & McLennan Cos. Inc.

Sarah Khan, 32, New York, N.Y., USA
food service handler, Forte Food Service

Taimour Firaz Khan, 29, New York, N.Y., USA
trader, Carr Futures

Rajesh Khandelwal, 33, South Plainfield, N.J., USA
Marsh & McLennan Cos. Inc.

Bhowanie Devi Khemraj, Jersey City, N.J., USA
restaurant worker,

SeiLai Khoo, 38, Jersey City, N.J., USA
portfolio manager, Fred Alger Management

Michael Kiefer, 26, Hempstead, N.Y., USA
firefighter , New York Fire Department

Satoshi Kikuchihara, 43, Scarsdale, N.Y., USA

Andrew Jay-Hoon Kim, 26, Leonia, N.J., USA
ceritified financial analyst, Fred Alger Management

Don Kim, 34
Marsh & McLennan Cos. Inc.

Lawrence Don Kim, 31, Blue Bell, Pa., USA
Marsh & McLennan Cos. Inc.

Mary Jo Kimelman, 34, New York, N.Y., USA
volume control clerk, Cantor Fitzgerald

Andrew Marshall King, 42, Princeton, N.J., USA
trader, Cantor Fitzgerald

Lucille T. King, 59, Ridgewood, N.J., USA
Aon Corp.

Robert King Jr., USA
firefighter , New York Fire Department

Lisa M. King-Johnson, 34, New York, N.Y., USA
Keefe, Bruyette & Woods

Takashi Kinoshita, 46
president, Mizuho Capital Markets Corp.
Japanese

Chris Michael Kirby, 21, New York, N.Y., USA
carpenter,

Howard (Barry) Kirschbaum, 53, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Glenn Davis Kirwin, 40, Scarsdale, N.Y., USA
senior vice president of eSpeed, Cantor Fitzgerald

Richard J. Klares, 59, Somers, N.Y., USA
risk management, Marsh & McLennan Cos. Inc.

Peter A. Klein, 35, Weehawken, N.J., USA
consultant, Marsh & McLennan Cos. Inc.

Alan D. Kleinberg, 39, East Brunswick, N.J., USA
securities trader, Cantor Fitzgerald

Karen J. Klitzman, 38, New York, N.Y., USA
eSpeed, Cantor Fitzgerald

Ronald Philip Kloepfer, 39, Franklin Square, N.Y., USA
police officer, New York Police Department

Andrew Knox, 30, Adelaide, Australia

Thomas Patrick Knox, 31, Hoboken, N.J., USA
Cantor Fitzgerald

Yevgeny Knyazev, 46, New York, N.Y., USA
Windows on the World

Rebecca Lee Koborie, 48, Guttenberg, N.J., USA
executive secretary, Marsh & McLennan Cos. Inc.

Deborah Kobus, 36, New York, N.Y., USA
assistant vice president, Chuo Mitsui Trust and Banking Company

Gary Edward Koecheler, 57, Harrison, N.Y., USA
government bond broker, Euro Brokers Inc.

Frank J. Koestner, 48, New York, N.Y., USA
trader, Cantor Fitzgerald

Ryan Kohart, 26, New York, N.Y., USA
trader, Cantor Fitzgerald

Vanessa Lynn Kolpak, 21, New York, N.Y., USA
financial researcher, Keefe, Bruyette & Woods

Irina Kolpakova, 37, New York, N.Y., USA
file clerk, Harris Beach LLP

Suzanne Kondratenko, 27, Chicago, Ill., USA
senior consultant, Keane Consulting Group

Abdoulaye Kone, 37, New York, N.Y., USA
Windows on the World

Bon-seok Koo, 32, River Edge, N.J., USA
LG Insurance Co.

Dorota Kopiczko, 26, Nutley, N.J., USA
Marsh & McLennan Cos. Inc.

Scott Kopytko, 32, Oakland Gardens, N.Y., USA
firefighter, New York Fire Department

Bojan Kostic, 34, New York, N.Y., USA
Cantor Fitzgerald

Danielle Kousoulis, 29, New York, N.Y., USA
vice president, Cantor Fitzgerald

John J. Kren, 52

William Krukowski, 36, New York, N.Y., USA
firefighter, New York Fire Department

Lyudmila Ksido, 46, New York, N.Y., USA
consultant, Accenture

Shekhar Kumar, 30, New York, N.Y., USA
Cantor Fitzgerald

Kenneth Kumpel, 42, Cornwall, N.Y., USA
firefighter, New York Fire Department

Frederick Kuo Jr., 53, Great Neck, N.Y., USA
engineer, Washington Group International
, Filipino

Patricia Kuras, 42, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Nauka Kushitani, 44, New York, N.Y., USA
FiduciaryTrust International

Thomas Kuveikis, Carmel, N.Y., USA
firefighter , New York Fire Department

Victor Kwarkye, 35, New York, N.Y., USA
Windows on the World

Kui Fai Kwok, 31, New York, N.Y., USA
Cantor Fitzgerald

Angela R. Kyte, 49, Boonton, N.J., USA
managing director, Marsh USA

Amarnauth Lachhman, 42, Valley Stream, N.Y., USA
office renovator, PM Contracting
, Guyanese

Andrew LaCorte, 61, Jersey City, N.J., USA
trader, Carr Futures

Ganesh Ladkat, 27, Somerset, N.J., USA
eSpeed, Cantor Fitzgerald

James P. Ladley, 41, Colts Neck, N.J., USA
partner and corporate bond broker, Cantor Fitzgerald

Joseph A. Lafalce, 54, New York, N.Y., USA
Cantor Fitzgerald

Jeanette LaFond-Menichino, 49, New York, N.Y., USA

David LaForge, 50, Port Richmond, N.Y., USA
firefighter, New York Fire Department

Michael Patrick LaForte, 39, Holmdel, N.J., USA
vice president, Cantor Fitzgerald

Alan Lafranco, 43
freelance audio video technician, Windows on the World

Juan Lafuente, 61, Poughkeepsie, N.Y., USA
computer analyst, Citibank

Neil K. Lai, 59, East Windsor, N.J., USA
New York State Department of Taxation and Finance

Vincent A. Laieta, 31, Edison, N.J., USA
vice president of operations, Aon Corp.

William David Lake, 44, New York, N.Y., USA
firefighter, New York Fire Department

Franco Lalama, 45, Nutley, N.J., USA
Port Authority of New York and New Jersey

Chow Kwan Lam, 48, Maywood, N.J., USA
New York State Department of Taxation and Finance

Stephen LaMantia, 38, Darien, Conn., USA
securities trader, Cantor Fitzgerald

Amy Hope Lamonsoff, 29, New York, N.Y., USA
events manager, North America, Risk Waters Group

Robert T. Lane, 28, New York, N.Y., USA
firefighter, New York Fire Department

Brendan M. Lang, 30, Red Bank, N.J., USA
project manager, Structure Tone

Rosanne P. Lang, 42, Middletown, N.J., USA
equities trader, Cantor Fitzgerald

Vanessa Langer, 29, Yonkers, N.Y., USA
office manager, Regus

Mary Lou Langley, 53, New York, N.Y., USA
Aon Corp.

Peter J. Langone, 41, Roslyn Heights, N.Y., USA
firefighter, New York Fire Department

Thomas Langone, 39, Williston Park, N.Y., USA
police officer, New York Police Department

Michele B. Lanza, 36, New York, N.Y., USA
administrative assistant, Fiduciary Trust International

Ruth Sheila Lapin, 53, East Windsor, N.J., USA
senior business analyst, Baseline Financial Services

Carol Ann LaPlante, 59, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Ingeborg Astrid Desiree Lariby, 42, New York, N.Y., USA
center manager, Regus

Robin Larkey, 48, Chatham, N.J., USA
currency broker, Cantor Fitzgerald

Christopher Randall Larrabee, 26, New York, N.Y., USA
Cantor Fitzgerald

Hamidou S. Larry, 37, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Scott Larsen, New York, N.Y., USA
firefighter , New York Fire Department

John Adam Larson, 37, Colonia, N.J., USA
senior vice president, Aon Corp.

Gary E. Lasko, 49, Memphis, Tenn., USA
Marsh & McLennan Cos. Inc.

Nicholas C. Lassman, 28, Cliffside Park, N.J., USA
computer programming department, Cantor Fitzgerald

Paul Laszczynski, 49, Paramus, N.J., USA
police officer, Port Authority of New York and New Jersey

Jeffrey Latouche, 49, New York, N.Y., USA
banquet captain, Windows on the World

Charles Laurencin, 61, New York, N.Y., USA
security guard, Morgan Stanley

Stephen James Lauria, 39, New York, N.Y., USA
project manager, Marsh & McLennan Cos. Inc.

Maria Lavache, 60, New York, N.Y., USA
receptionist, Marsh & McLennan Cos. Inc.

Denis F. Lavelle, 42, Yonkers, N.Y., USA
accountant, Syncorp

Jeannine M. LaVerde, 36, New York, N.Y., USA
new accountants administrator, Keefe, Bruyette & Woods

Anna A. Laverty, 52, Middletown, N.J., USA
Fiduciary Trust International

Steven Lawn, 28, West Windsor, N.J., USA

Robert A. Lawrence, 41, Summit, N.J., USA
mortgage-backed securities specialist, Sandler O'Neill & Partners

Nathaniel Lawson, 61, New York, N.Y., USA
food service handler, Forte Food Service

Eugen Lazar, 27, New York, N.Y., USA
programmer for eSpeed, Cantor Fitzgerald

James Leahy, 38, New York, N.Y., USA
police officer, 6th precinct, New York Police Department

Lt. Joseph Gerard Leavey, 45, Pelham, N.Y., USA
firefighter, New York Fire Department

Neil Leavy, 34, New York, N.Y., USA
firefighter, New York Fire Department

Leon Lebor, 51, Jersey City, N.J., USA
janitorial, cleaner, ABM Industries

Kenneth Charles Ledee, 38, Monmouth, N.J., USA
Marsh & McLennan Cos. Inc.

Alan J. Lederman, 43, New York, N.Y., USA
senior client specialist, Aon Corp.

Elena Ledesma, 36, New York, N.Y., USA
maintenance coordinator, Marsh & McLennan Cos. Inc.

Alexis Leduc, 45, New York, N.Y., USA
maintenance supervisor, Frankline Templeton

David S. Lee, 37, West Orange, N.J., USA
senior vice president, Fiduciary Trust International

Gary H. Lee, 62, Lindenhurst, N.Y., USA
senior vice president, Cantor Fitzgerald

Hyun-joon (Paul) Lee, 32, New York, N.Y., USA
New York State Department of Taxation and Finance

Jong-min Lee

Juanita Lee, 44, New York, N.Y., USA
Aon Corp.

Kathryn Blair Lee, 55, New York, N.Y., USA
Web page designer, Marsh & McLennan Cos. Inc.

Linda C. Lee, 34, New York, N.Y., USA
senior associate, Jennison Associates

Lorraine Lee, 37, New York, N.Y., USA
administrative assistant, Aon Corp.

Myung-woo Lee, 41, Lyndhurst, N.J., USA
tax auditor, New York State Department of Taxation and Finance

Richard Y.C. Lee, 34, Great Neck, N.Y., USA
managing director of equities, Cantor Fitzgerald

Stuart (Soo-Jin) Lee, 30, New York, N.Y., USA
vice president of integrated services, Data Synapse

Yang Der Lee, 63, New York, N.Y., USA
delivery clerk, Windows on the World

Stephen Lefkowitz, 50, Belle Harbor, N.Y., USA
mediator, New York State Department of Taxation and Finance

Adriana Legro, 32, New York, N.Y., USA
broker, Carr Futures
, Colombian

Edward J. Lehman, 41, Glen Cove, N.Y., USA
risk services, Aon Corp.

Eric Andrew Lehrfeld, 32, New York, N.Y., USA
director of business development, Random Walk Computing

David Ralph Leistman, 43, Garden City, N.Y., USA
bond trader and partner, Cantor Fitzgerald

David P. LeMagne, 27, North Bergen, N.J., USA
police officer, Port Authority of New York and New Jersey

Joseph A. Lenihan, 41, Greenwich, Conn., USA
executive vice president, Keefe, Bruyette & Woods

John J. Lennon Jr., 44, Howell, N.J., USA
police officer, Port Authority of New York and New Jersey

John Robinson Lenoir, 38, Locust Valley, N.Y., USA
vice president, Sandler O'Neill & Partners

Jorge Luis Leon, 43, Union City, N.J., USA
Cantor Fitzgerald

Matthew Gerard Leonard, 38, New York, N.Y., USA
attorney, Cantor Fitzgerald

Michael Lepore, 39, New York, N.Y., USA
technical services employee, Marsh & McLennan Cos. Inc.

Charles Antoine Lesperance, 55
systems analyst, New York State Department of Transportation

Jeffrey Earle LeVeen, 55, Manhasset, N.Y., USA
senior vice president of equity sales, Cantor Fitzgerald

John D. Levi, 50, New York, N.Y., USA
police officer, Port Authority of New York and New Jersey

Alisha Caren Levin, 33, New York, N.Y., USA
vice president for human resources, Fuji Bank

Neil D. Levin, 47, New York, N.Y., USA
executive director, Port Authority of New York and New Jersey

Robert M. Levine, 66, Edgewater, N.J., USA

Robert Levine, 56, West Babylon, N.Y., USA
Cantor Fitzgerald

Shai Levinhar, 29, New York, N.Y., USA
Cantor Fitzgerald
, Israeli

Adam J. Lewis, 36, Fairfield, Conn., USA
senior trader, Keefe, Bruyette & Woods

Margaret Susan Lewis, 49, Elizabeth, N.J., USA
legal secretary, Port Authority of New York and New Jersey

Ye Wei Liang, 27, New York, N.Y., USA
technology information specialist, Marsh & McLennan Cos. Inc.

Orasri Liangthanasarn, 26, Bayonne, N.J., USA
Windows on the World

Daniel F. Libretti, 43, New York, N.Y., USA
firefighter, New York Fire Department

Ralph M. Licciardi, 30, West Hempstead, N.Y., USA
electrician, P.E. Stone Inc.

Edward Lichtschein, 35, New York, N.Y., USA
software designer, Cantor Fitzgerald

Steven B. Lillianthal, 38, Millburn, N.J., USA
Cantor Fitzgerald

Carlos R. Lillo, 37, Babylon, N.Y., USA
paramedic, New York Fire Department

Craig Damian Lilore, 30, Lyndhurst, N.J., USA
institutional stock trader, Cantor Fitzgerald

Arnold A. Lim, 28
Fiduciary Trust International
, Filipino

Darya Lin, 32, Chicago, Ill., USA
senior manager, Keane Consulting Group

Wei Rong Lin, 31, Jersey City, N.J., USA
president, Frank W.Lin & Co.

Nickie L. Lindo, 31, New York, N.Y., USA

Thomas V. Linehan Jr., 39, Montville, N.J., USA
senior vice president, Marsh & McLennan Cos. Inc.

Robert Thomas Linnane, 33, West Hempstead, N.Y., USA
firefighter, New York Fire Department

Alan Linton Jr., 26, Jersey City, N.J., USA
Sandler O'Neill & Partners

Diane Theresa Lipari, 42, New York, N.Y., USA
commodities trader, Carr Futures

Kenneth P. Lira, 28, Paterson, N.J., USA
Genuity
, Peruvian

Francisco Alberto Liriano, 33, New York, N.Y., USA

Lorraine Lisi, 44, New York, N.Y., USA
Fiduciary Trust International
, Italian

Paul Lisson, 45, New York, N.Y., USA
clerk, Pitney Bowes

Vincent Litto, 52, New York, N.Y., USA
vice president, Cantor Fitzgerald

Ming-Hao Liu, 41, Livingston, N.J., USA
engineer, Washington Group International

Joseph Livera, 67

Nancy Liz, 39, New York, N.Y., USA
Aon Corp.

Harold Lizcano, 31, East Elmhurst, N.Y., USA
accountant, Carr Futures

Martin Lizzul, 31, New York, N.Y., USA
account executive, Krestrel Technologies

George A. Llanes, 33, New York, N.Y., USA
clerk, Carr Futures

Elizabeth Claire Logler, 31, Rockville Centre, N.Y., USA
employee of eSpeed division, Cantor Fitzgerald

Catherine Lisa Loguidice, 30, New York, N.Y., USA
assistant bond trader, Cantor Fitzgerald

Jerome Robert Lohez, 30, Jersey City, N.J., USA
software architect at NexxtHealth subsidiary, Empire Blue Cross and Blue Shield
, French

Michael W. Lomax, 37, New York, N.Y., USA
Aon Corp.

Laura M. Longing, 35, Pearl River, N.Y., USA
assistant vice president, Marsh USA

Salvatore Lopes, 40, Franklin Square, N.Y., USA
travel consultant at Sandler O'Neil & Partners,

Daniel Lopez, 39, New York, N.Y., USA
Carr Futures

George Lopez, 40, Stroudsburg, Pa., USA
Fiduciary Trust International

Luis Lopez, 38, New York, N.Y., USA

Manuel L. Lopez, 54, Jersey City, N.J., USA
tax accountant, Marsh & McLennan Cos. Inc.
, Filipino

Joseph Lostrangio, 48, Langhorne, Pa., USA

Chet Louie, 45, New York, N.Y., USA
Cantor Fitzgerald

Stuart Seid Louis, 43, East Brunswick, N.J., USA
Sandler O'Neill & Partners

Joseph Lovero, 60, Jersey City, N.J., USA
dispatcher, Jersey City Fire Department

Michael W. Lowe, 48, New York, N.Y., USA
electrical worker, Liberty Electrical Supply Inc.

Garry Lozier, 47, Darien, Conn., USA
managing director, Sandler O'Neill & Partners

John Peter Lozowsky, 45, New York, N.Y., USA

Charles Peter Lucania, 34, East Atlantic Beach, N.Y., USA
electrician, P.E. Stone Inc.

Edward (Ted) H. Luckett II, 40, Fair Haven, N.J., USA
partner, Cantor Fitzgerald

Mark G. Ludvigsen, 32, New York, N.Y., USA
Keefe, Bruyette & Woods

Lee Charles Ludwig, 49, New York, N.Y., USA
vice president of international investment management, Fiduciary Trust International

Sean Thomas Lugano, 28, New York, N.Y., USA
Keefe, Bruyette & Woods

Daniel Lugo, 45, New York, N.Y., USA
security officer, Summit Security Services

Marie Lukas, 32, New York, N.Y., USA
securities broker at eSpeed, Cantor Fitzgerald

William Lum Jr., 45, New York, N.Y., USA
senior claims specialist, Marsh & McLennan Cos. Inc.

Michael P. Lunden, 37, New York, N.Y., USA
partner and vice president of TradeSpark, Cantor Fitzgerald

Christopher Lunder, 34, Wall, N.J., USA
broker, Cantor Fitzgerald

Anthony Luparello, 62, New York, N.Y., USA
janitorial, cleaner, ABM Industries

Gary Lutnick, 36, New York, N.Y., USA
partner, trader on U.S. agency desk, Cantor Fitzgerald

Linda Luzzicone, 33, New York, N.Y., USA
trader, Cantor Fitzgerald

Alexander Lygin, 28, New York, N.Y., USA
programmer, Cantor Fitzgerald

Farrell Peter Lynch, 39, Centerport, N.Y., USA
trader, Cantor Fitzgerald

James Francis Lynch, 47, Woodbridge, N.J., USA
police officer, Port Authority of New York and New Jersey

Louise A. Lynch, 58, Amityville, N.Y., USA
Marsh & McLennan Cos. Inc.

Michael F. Lynch, New Hyde Park, N.Y., USA
firefighter, Ladder 4, New York Fire Department

Michael Francis Lynch, 30, New York, N.Y., USA
firefighter, Engine 40, New York Fire Department

Michael Lynch, 34
Cantor Fitzgerald

Richard Dennis Lynch Jr., 30, Bedford Hills, N.Y., USA
bond trader, Euro Brokers Inc.

Robert H. Lynch, 44, Cranford, N.J., USA
property manager, Port Authority of New York and New Jersey

Sean Patrick Lynch, 36, Morristown, N.J., USA
broker, Cantor Fitzgerald

Sean Lynch, 34, New York, N.Y., USA
senior vice president of equity trading, Cantor Fitzgerald

Michael J. Lyons, 32, Hawthorne, N.Y., USA
firefighter, New York Fire Department

Monica Lyons, 53, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Patrick Lyons, USA
firefighter , New York Fire Department

Robert Francis Mace, 43, New York, N.Y., USA
assistant counsel, Cantor Fitzgerald

Jan Maciejewski, 37, New York, N.Y., USA
waiter/computer consultant, Windows on the World/Julien J. Studley Inc.

Catherine Fairfax MacRea, 23, New York, N.Y., USA
stock analyst, Fred Alger Management

Richard B. Madden, 35, Westfield, N.J., USA
insurance broker, Aon Corp.

Simon Maddison, 40, Florham Park, N.J., USA
contractor at Cantor Fitzgerald, , British

Noell Maerz, 29, Long Beach, N.Y., USA
bond trader, Euro Brokers Inc.

Jeannieann Maffeo, 40, New York, N.Y., USA
senior associate in systems development, UBS PaineWebber

Joseph Maffeo, 30, New York, N.Y., USA
firefighter , New York Fire Department

Jay Robert Magazine, 48, New York, N.Y., USA
catoring sales manager, Windows on the World

Brian Magee, 52, Floral Park, N.Y., USA

Charles Wilson Magee, 51, Wantagh, N.Y., USA
chief engineer, Silverstein Properties

Joseph Maggitti, 47, Abingdon, Md., USA
Marsh & McLennan Cos. Inc.

Ronald E. Magnuson, 57, Park Ridge, N.J., USA
contractor at Cantor Fitzgerald,

Daniel L. Maher, 50, Hamilton, N.J., USA
Marsh & McLennan Cos. Inc.

Thomas Anthony Mahon, 37, East Norwich, N.Y., USA
broker, Cantor Fitzgerald

William Mahoney, 38, Bohemia, N.Y., USA
firefighter, New York Fire Department

Joseph Maio, 32, Roslyn Harbor, N.Y., USA
director of equity derivatives, Cantor Fitzgerald

Takashi Makimoto, 49
general manager, Fuji Bank
, Japanese

Abdu Malahi, 37, New York, N.Y., USA

Debora Maldonado, 47, New York, N.Y., USA
executive secretary, Marsh & McLennan Cos. Inc.

Myrna T. Maldonado-Agosto, 49, New York, N.Y., USA
systems designer, Port Authority of New York and New Jersey

Alfred R. Maler, 39, Convent Station, N.J., USA
bond broker, Governments Zero Desk, Cantor Fitzgerald

Gregory James Malone, 42, Hoboken, N.J., USA
bond broker, Euro Brokers Inc.

Edward Francis (Teddy) Maloney III, 32, Darien, Conn., USA
account manager at Tradespark division, Cantor Fitzgerald

Joseph E. Maloney, 46, Farmingville, N.Y., USA
firefighter, New York Fire Department

Gene E. Maloy, 41, New York, N.Y., USA
analyst, Marsh & McLennan Cos. Inc.

Christian Maltby, 37, Chatham, N.J., USA
vice president, Cantor Fitzgerald

Francisco Miguel (Frank) Mancini, 26, New York, N.Y., USA
subcontractor, Bronx Builders

Joseph Mangano, 53, Jackson, N.J., USA
software analyst, Marsh & McLennan Cos. Inc.

Sara Elizabeth Manley, 31, New York, N.Y., USA
vice president and senior security analyst, Fred Alger Management

Debra M. Mannetta, 31, Islip, N.Y., USA
Carr Futures

Marion Victoria (vickie) Manning, 27, Rochdale, N.Y., USA
executive secretary, Marsh & McLennan Cos. Inc.

Terence J. Manning, 36, Rockville Centre, N.Y., USA
computer consultant, ARC Partners

James Maounis, 42, New York, N.Y., USA

Joseph Ross Marchbanks Jr., 47, Nanuet, N.Y., USA
battalion commander, New York Fire Department

Peter Edward Mardikian, 29, New York, N.Y., USA
sales manager, Imagine Software Inc.

Edward Joseph Mardovich, 42, Lloyd Harbor, N.Y., USA
president, Euro Brokers Inc.

Lt. Charles Joseph Margiotta, 44, New York, N.Y., USA
firefighter, New York Fire Department

Kenneth Joseph Marino, 40, Monroe, N.Y., USA
firefighter, New York Fire Department

Lester Vincent Marino, 57, Massapequa, N.Y., USA
electrician, Forest Electric Corp.

Vita Marino, 49, New York, N.Y., USA
Sandler O'Neill & Partners

Kevin D. Marlo, 28, New York, N.Y., USA
associate director, Sandler O'Neill & Partners

Jose J. Marrero, 32, Old Bridge, N.J., USA
facilities manager, Euro Brokers Inc.

John Marshall, 35, Congers, N.Y., USA
firefighter, New York Fire Department

James Martello, 41, Rumson, N.J., USA
equity sales trader, Cantor Fitzgerald

Michael A. Marti, 26, Glendale, N.Y., USA
bond trader, Cantor Fitzgerald

Lt. Peter Martin, 43, Miller Place, N.Y., USA
firefighter, New York Fire Department

William J. Martin Jr., 35, Rockaway, N.J., USA
Cantor Fitzgerald

Brian E. Martineau, 37, Edison, N.J., USA
benefits consultant, Aon Corp.

Betsy Martinez, 33, New York, N.Y., USA
Cantor Fitzgerald

Edward J. Martinez, 60, New York, N.Y., USA
operations manager, Cantor Fitzgerald

Jose Martinez, 49, Hauppauge, N.Y., USA
electrical worker, Forest Electric Corp.

Robert Gabriel Martinez, 24, New York, N.Y., USA
security officer, Summit Security Services
, Peruvian

Lizie Martinez-Calderon, 32, New York, N.Y., USA
secretary, Aon Corp.

Lt. Paul Richard Martini, 37, New York, N.Y., USA
firefighter, New York Fire Department

Joseph A. Mascali, 44, New York, N.Y., USA
firefighter, New York Fire Department

Bernard Mascarenhas, 54, Newmarket, Ontario, Canada
information officer for Marsh Canada subsidiary, Marsh & McLennan Cos. Inc.

Stephen F. Masi, 55, New York, N.Y., USA
Cantor Fitzgerald

Nicholas G. Massa, 65, New York, N.Y., USA
senior vice president, Aon Corp.

Patricia A. Massari, 25, Glendale, N.Y., USA
Marsh & McLennan Cos. Inc.

Michael Massaroli, 38, New York, N.Y., USA
vice president, Cantor Fitzgerald

Philip W. Mastrandrea Jr., 42, Chatham, N.J., USA
Cantor Fitzgerald

Rudolph Mastrocinque, 43, Kings Park, N.Y., USA
property claims representative, Marsh & McLennan Cos. Inc.

Joseph Mathai, 49, Arlington, Mass., USA
managing partner, Cambridge Technology Partners

Charles William Mathers, 61, Sea Girt, N.J., USA
managing director, Marsh & McLennan Cos. Inc.

William A. Mathesen, 40, Morristown, N.J., USA
vice president, Euro Brokers Inc.

Marcello Matricciano, 31, New York, N.Y., USA
Cantor Fitzgerald

Margaret Elaine Mattic, 51, New York, N.Y., USA
customer service account representative, General Telecom

Robert D. Mattson, 54, Green Pond, N.J., USA
banking executive, Fiduciary Trust International

Walter Matuza, 39, New York, N.Y., USA
analyst, Carr Futures

Charles A. (Chuck) Mauro Jr., 65, New York, N.Y., USA
senior client specialist, Aon Corp.

Charles J. Mauro, 38, New York, N.Y., USA
director of purchasing, Windows on the World

Dorothy Mauro, 55, New York, N.Y., USA
state tax clerk, Marsh & McLennan Cos. Inc.

Nancy T. Mauro, 51, New York, N.Y., USA
insurance broker, Marsh & McLennan Cos. Inc.

Tyrone May, 44, Rahway, N.J., USA
auditor, New York State Department of Taxation and Finance

Keithroy Maynard, 30, New York, N.Y., USA
firefighter, New York Fire Department

Robert J. Mayo, 46, Morganville, N.J., USA
fire safety director, OCS Security

Kathy Nancy Mazza-Delosh, 46, Farmingdale, N.Y., USA
police officer, Port Authority of New York and New Jersey

Edward Mazzella Jr., 62, Monroe, N.Y., USA
senior vice president, Cantor Fitzgerald

Jennifer Mazzotta, 23, New York, N.Y., USA
trader, Cantor Fitzgerald

Kaaria Mbaya, 39, Edison, N.J., USA
senior computer analyst, Cantor Fitzgerald

James J. McAlary Jr., 42, Spring Lake Heights, N.J., USA
heating-oil trader, Carr Futures

Brian McAleese, 36, Badlwin, N.Y., USA
firefighter , New York Fire Department

Patricia A. McAneney, 50, Pomona, N.Y., USA
Marsh & McLennan Cos. Inc.

Colin Richard McArthur, 52, Howell, N.J., USA
Aon Corp.

John McAvoy, 47, New York, N.Y., USA
firefighter, New York Fire Department

Kenneth M. McBrayer, 49, New York, N.Y., USA
Sandler O'Neill & Partners

Brendan McCabe, 40, Sayville, N.Y., USA
vice president, Fiduciary Trust International

Michael J. McCabe, 42, Rumson, N.J., USA
trader, Cantor Fitzgerald

Thomas McCann, 46, Manalapan, N.J., USA
firefighter , New York Fire Department

Justin McCarthy, 30, Port Washington, N.Y., USA
assistant equities trader, Cantor Fitzgerald

Kevin M. McCarthy, 42, Fairfield, Conn., USA
bond trader, Cantor Fitzgerald

Michael Desmond McCarthy, 33, Huntington, N.Y., USA
trader, Carr Futures

Robert Garvin McCarthy, 33, Stony Point, N.Y., USA
trader, Cantor Fitzgerald

Stanley McCaskill, 47, New York, N.Y., USA
security guard, Advantage Security

Katie Marie McCloskey, 25, Mount Vernon, N.Y., USA
Marsh Inc.

Tara McCloud-Gray, 30, New York, N.Y., USA
switch operations technician, General Telecom

Charles Austin McCrann, 55, New York, N.Y., USA
senior vice president, Marsh & McLennan Cos. Inc.

Tonyell McDay, 25, Colonia, N.J., USA
computer technician, Marsh Inc.

Matthew T. McDermott, 34, Basking Ridge, N.J., USA
equity trader, Cantor Fitzgerald

Joseph P. McDonald, 43, Livingston, N.J., USA
broker, Cantor Fitzgerald

Brian G. McDonnell, 38, Wantagh, N.Y., USA
police officer, New York Police Department

Michael McDonnell, 34, Red Bank, N.J., USA
accounting manager, Keefe, Bruyette & Woods

John F. McDowell Jr., 33, New York, N.Y., USA
vice president in equities, Sandler O'Neill & Partners

Eamon J. McEneaney, 46, New Canaan, Conn., USA
senior vice president and limited partner, Cantor Fitzgerald

John Thomas McErlean, 39, Larchmont, N.Y., USA
vice president and partner, Cantor Fitzgerald

Katherine (Katie) McGarry-Noack, 30, Hoboken, N.J., USA
senior sales executive, Telekurs USA

Daniel F. McGinley, 40, Ridgewood, N.J., USA
senior vice president, Keefe, Bruyette & Woods

Mark Ryan McGinly, 26, New York, N.Y., USA
futures trader, Carr Futures

Lt. William E. McGinn, 43, New York, N.Y., USA
firefighter, New York Fire Department

Thomas H. McGinnis, 41, Oakland, N.J., USA
broker, Carr Futures

Michael Gregory McGinty, 42, Foxboro, Mass., USA
senior vice president for power and utilities practice, Marsh Inc.

Ann McGovern, 68, East Meadow, N.Y., USA
claims analyst, ARS Retail Group, Aon Corp.

Scott Martin McGovern, 35, Wyckoff, N.J., USA
bond broker, Euro Brokers Inc.

William J. McGovern, 49, Smithtown, N.Y., USA
chief, 2nd battalion, New York Fire Department

Stacey S. McGowan, 38, Basking Ridge, N.J., USA
senior trader, Sandler O'Neill & Partners

Francis Noel McGuinn, 48, Rye, N.Y., USA
managing director of emerging markets, Cantor Fitzgerald

Patrick J. McGuire, 40, Madison, N.J., USA
money broker, Euro Brokers Inc.

Thomas McHale, 33, Huntington, N.Y., USA
broker, Cantor Fitzgerald

Keith McHeffey, 31, Monmouth Beach, N.J., USA
equities trader, Cantor Fitzgerald

Ann M. McHugh, 35, New York, N.Y., USA
Euro Brokers Inc.

Denis J. McHugh III, 36, New York, N.Y., USA
Euro Brokers Inc.

Dennis P. McHugh, 34, Sparkill, N.Y., USA
firefighter, New York Fire Department

Michael Edward McHugh Jr., 35, Tuckahoe, N.Y., USA
director of sales at TradeSpark, Cantor Fitzgerald

Robert G. McIlvaine, 26, New York, N.Y., USA
assistant vice president of media relations, Merrill Lynch

Donald James McIntyre, 38, New City, N.Y., USA
police officer, Port Authority of New York and New Jersey

Stephanie McKenna, 45, New York, N.Y., USA
accounting department, Reinsurance Solutions Inc.

Barry J. McKeon, 47, Yorktown Heights, N.Y., USA
executive vice president, Fiduciary Trust International

Darryl Leron McKinney, 26, New York, N.Y., USA
Cantor Fitzgerald

George Patrick McLaughlin Jr., 36, Hoboken, N.J., USA
Carr Futures

Robert C. McLaughlin Jr., 29, Westchester, N.Y., USA
vice president for emerging markets, Cantor Fitzgerald

Gavin McMahon, 35, Bayonne, N.J., USA
Aon Corp.

Robert Dismas McMahon, 35, New York, N.Y., USA
firefighter, New York Fire Department

Edmund M. McNally, 41, Fair Haven, N.J., USA
senior vice president/director of technology, Fiduciary Trust International

Daniel McNeal, 29, N.J., USA
analyst, Sandler O'Neill & Partners

Walter Arthur McNeil, 53, Stroudsburg, Pa., USA
police officer, Port Authority of New York and New Jersey

Christine Sheila McNulty, 42, Peterborough, England

Sean Peter McNulty, 30, New York, N.Y., USA
Cantor Fitzgerald

Robert William McPadden, 30, Pearl River, N.Y., USA
firefighter, New York Fire Department

Terence A. McShane, 37, West Islip, N.Y., USA
firefighter, New York Fire Department

Timothy Patrick McSweeney, 37, New York, N.Y., USA
firefighter, New York Fire Department

Martin E. McWilliams, 35, Kings Park, N.Y., USA
firefighter, New York Fire Department

Rocco A. Medaglia, 49, Melville, N.Y., USA
construction supervisor, G.M.P. Inc.

Abigail Medina, 46, New York, N.Y., USA
Guy Carpenter

Anna Iris Medina, 39, New York, N.Y., USA

Deborah Medwig, 46, Dedham, Mass., USA
systems analyst, NStar

Damian Meehan, 32, Glen Rock, N.J., USA
trader, Carr Futures

William J. Meehan Jr., 49, Darien, Conn., USA
chief market strategist, Cantor Fitzgerald

Alok Mehta, 23
Cantor Fitzgerald

Raymond Meisenheimer, 46, West Babylon, N.Y., USA
firefighter, New York Fire Department

Manuel Emilio Mejia, 54, New York, N.Y., USA
kitchen worker, Windows on the World

Eskedar Melaku, 31, New York, N.Y., USA
assistant vice president, Marsh & McLennan Cos. Inc.

Antonio Melendez, 30, New York, N.Y., USA
Windows on the World
Mexican

Mary Melendez, 44, Stroudsburg, Pa., USA
legal secretary, Fiduciary Trust International

Yelena Melnichenko, 28, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Stuart Todd Meltzer, 32, Syosset, N.Y., USA
head of West coast power management at TradeSpark, Cantor Fitzgerald

Diarelia Jovannah Mena, 30, New York, N.Y., USA
computer programmer, Cantor Fitzgerald

Charles Mendez, 38, Floral Park, N.Y., USA
firefighter, New York Fire Department

Lizette Mendoza, 33, North Bergen, N.J., USA
Aon Corp.

Shevonne Mentis, 25, New York, N.Y., USA
clerk, Marsh & McLennan Cos. Inc.

Steve Mercado, 38, New York, N.Y., USA
firefighter, New York Fire Department

Wesley Mercer, 70, New York, N.Y., USA
vice president, corporate security, Morgan Stanley

Ralph Joseph Mercurio, 47, Rockville Centre, N.Y., USA
coal broker, Cantor Fitzgerald

Alan H. Merdinger, 47, Allentown, Pa., USA
accountant, Cantor Fitzgerald

George C. Merino, 39, New York, N.Y., USA
securities analyst, Fiduciary Trust International

Yamel Merino, 24, Yonkers, N.Y., USA
emergency medical technician, Metrocare

George Merkouris, 35, Levittown, N.Y., USA
Carr Futures

Deborah Merrick, 45

Raymond J. Metz III, 37, Trumbull, Conn., USA
currency broker, Euro Brokers Inc.

Jill A. Metzler, 32, Franklin Square, N.Y., USA
Aon Corp.

David R. Meyer, 57, Glen Rock, N.J., USA
bond trader, Cantor Fitzgerald

Nurul Huq Miah, 35, New York, N.Y., USA
audiovisual technologist, Marsh & McLennan Cos. Inc.

William Edward Micciulli, 30, Matawan, N.J., USA
partner and senior vice president, Cantor Fitzgerald

Martin Paul Michelstein, 57, Morristown, N.J., USA

Luis Clodoaldo Revilla Mier, 54
Washington Group International
, Peruvian

Peter T. Milano, 43, Middletown, N.J., USA
Cantor Fitzgerald

Gregory Milanowycz, 25, Cranford, N.J., USA
insurance broker, Aon Corp.

Lukasz T. Milewski, 21, New York, N.Y., USA
food service handler, Forte Food Service

Corey Peter Miller, 34, New York, N.Y., USA
supply manager, Cantor Fitzgerald

Craig James Miller, 29, Va., USA

Douglas C. Miller, 34, Port Jervis, N.Y., USA
firefighter, New York Fire Department

Henry Miller Jr., 52, East Norwich, N.Y., USA
firefighter, New York Fire Department

Joel Miller, 55, Baldwin, N.Y., USA

Michael Matthew Miller, 39, Englewood, N.J., USA
bond trader, Cantor Fitzgerald

Phillip D. Miller, 53, New York, N.Y., USA
Aon Corp.

Robert Alan Miller, 46, Matawan, N.J., USA
New York State Department of Taxation and Finance

Robert C. Miller Jr., 55, Hasbrouck Heights, N.J., USA
Aon Corp.

Benjamin Millman, 40, New York, N.Y., USA
carpenter,

Charles M. Mills Jr., 61, Brentwood, N.Y., USA
director of the Petroleum, Alcohol and Tobacco Bureau, New York State Department of Taxation and Finance

Ronald Keith Milstein, 54, New York, N.Y., USA

Robert Minara, 54, Carmel, N.Y., USA
firefighter, New York Fire Department

William G. Minardi, 46, Bedford, N.Y., USA
broker, Cantor Fitzgerald

Louis Joseph Minervino, 54, Middletown, N.J., USA
senior vice president, Marsh USA

Thomas Mingione, USA
firefighter , New York Fire Department

Nana Akwasi Minkah, New York, N.Y., USA
Windows on the World

Wilbert Miraille, 29, New York, N.Y., USA
computer technician, Cantor Fitzgerald

Domenick Mircovich, 40, Closter, N.J., USA
Euro Brokers Inc.

Rajesh A. Mirpuri, 30, Englewood Cliffs, N.J., USA
sales vice president, Data Synapse

Joseph Mistrulli, 47, Wantagh, N.Y., USA
subcontractor, Bronx Builders

Susan Miszkowicz, 37, New York, N.Y., USA

Lt. Paul Thomas Mitchell, 46, New York, N.Y., USA
firefighter, New York Fire Department

Richard Miuccio, 55, New York, N.Y., USA
supervisor, New York State Department of Taxation and Finance

Frank V. Moccia Sr., 57, Hauppauge, N.Y., USA
facility planner, Washington Group International

Capt. Louis Joseph Modafferi, 45, New York, N.Y., USA
firefighter, New York Fire Department

Boyie Mohammed, 50, New York, N.Y., USA
Carr Futures

Lt. Dennis Mojica, 50, New York, N.Y., USA
firefighter, New York Fire Department

Manuel Mojica, 37, Bellmore, N.Y., USA
firefighter, New York Fire Department

Manuel Dejesus Molina, 31, New York, N.Y., USA
janitorial, cleaner, ABM Industries

Carl Molinaro, 32, New York, N.Y., USA
firefighter, New York Fire Department

Justin J. Molisani Jr., 42, Middletown Township, N.J., USA
senior vice president, Euro Brokers Inc.

Brian Patrick Monaghan, 21, New York, N.Y., USA
carpenter, Certified Installation Services

Franklin Monahan, 45, Roxbury, N.Y., USA
Cantor Fitzgerald

John G. Monahan, 47, Ocean Township, N.J., USA
operations supervisor, Cantor Fitzgerald

Kristen Montanaro, 34, New York, N.Y., USA
administrative assistant, Marsh & McLennan Cos. Inc.

Craig D. Montano, 38, Glen Ridge, N.J., USA
government agencies securities broker, Cantor Fitzgerald

Michael Montesi, 39, Highland Mills, N.Y., USA
firefighter, New York Fire Department

Cheryl A. Monyak, 43, Greenwich, Conn., USA
executive, Marsh & McLennan Cos. Inc.

Capt. Thomas Moody, 45, Stony Brook, N.Y., USA
firefighter, New York Fire Department

Sharon Moore, 37, New York, N.Y., USA
vice president, Sandler O'Neill & Partners

Krishna Moorthy, Briarcliff Manor, N.Y., USA
programmer, Fiduciary Trust International

Abner Morales, 37, New York, N.Y., USA
Lotus software programmer, Fiduciary Trust International

Carlos Morales, 29, New York, N.Y., USA
technician, Cantor Fitzgerald

Paula Morales, 42, New York, N.Y., USA
financial services department, Aon Corp.

John Christopher Moran, 38, Haslemere, Surrey, England

John Moran, 43, Rockaway, N.Y., USA
battalion commander, New York Fire Department

Kathleen Moran, 42, New York, N.Y., USA

Lindsay S. Morehouse, 24, New York, N.Y., USA
research assistant, Keefe, Bruyette & Woods

George Morell, 47, Mt. Kisco, N.Y., USA
partner and vice president of mortgage department, Cantor Fitzgerald

Steven P. Morello, 52, Bayonne, N.J., USA
facilities manager, Marsh & McLennan Cos. Inc.

Vincent S. Morello, 34, New York, N.Y., USA
firefighter, New York Fire Department

Arturo Alva Moreno, Mexico City, Mexico

Yvette Nicole Moreno, 25, New York, N.Y., USA
receptionist, Carr Futures

Dorothy Morgan, 47, Hempstead, N.Y., USA
broker, Marsh & McLennan Cos. Inc.

Richard Morgan, 63, Glen Rock, N.J., USA

Nancy Morgenstern, 32
travel agent, Cantor Fitzgerald

Sanae Mori, 27, Tokyo, Japan

Blanca Morocho, 26, New York, N.Y., USA
salad preparer, Windows on the World
, Ecuadoran

Leonel Morocho, 36, New York, N.Y., USA
sous chef, Windows on the World
, Ecuadoran

Dennis G. Moroney, 39, Eastchester, N.Y., USA
senior vice president, Cantor Fitzgerald

Lynne Irene Morris, 22, Monroe, N.Y., USA
equities p&s clerk, Cantor Fitzgerald

Seth A. Morris, 35, Kinnelon, N.J., USA
managing director, Cantor Fitzgerald

Stephen Philip Morris, 31, Ormond Beach, Fla., USA

Christopher M. Morrison, 34, Charlestown, Mass., USA
senior vice president, Zurich Scudder Investments

Ferdinand V. Morrone, 63, Lakewood, N.J., USA
superintendent of police, Port Authority of New York and New Jersey

William David Moskal, 50, Brecksville, Ohio, USA
Marsh USA

Marco Motroni Sr., 57, Fort Lee, N.J., USA
broker-trader, Carr Futures

Chung Mou
tourist, , Taiwanese

Iouri A. Mouchinski, 55, New York, N.Y., USA

Jude J. Moussa, 35, New York, N.Y., USA
bond trader, Cantor Fitzgerald

Peter C. Moutos, 44, Chatham, N.J., USA
Marsh USA

Damion Mowatt, 21, New York, N.Y., USA
food service handler, Forte Food Service
, Jamaican

Christopher Mozzillo, 27, New York, N.Y., USA
firefighter, New York Fire Department

Stephen V. Mulderry, 33, New York, N.Y., USA
vice president, equity trading, Keefe, Bruyette & Woods

Richard Muldowney Jr., 40, Babylon, N.Y., USA
firefighter , New York Fire Department

Michael D. Mullan, 34, New York, N.Y., USA
firefighter, New York Fire Department

Dennis Michael Mulligan, 32, New York, N.Y., USA
firefighter, New York Fire Department

Peter James Mulligan, 28, New York, N.Y., USA
Cantor Fitzgerald

Michael Joseph Mullin, 27, Hoboken, N.J., USA
trader, Cantor Fitzgerald

James Donald Munhall, 45, Ridgewood, N.J., USA
managing director, Sandler O'Neill & Partners

Nancy Muniz, 45, New York, N.Y., USA
office worker,

Carlos Mario Munoz, 43
Windows on the World
Colombian

Theresa (Terry) Munson, 54, New York, N.Y., USA
technical assistant, Aon Corp.

Robert M. Murach, 45, Montclair, N.J., USA
senior vice president, Cantor Fitzgerald

Cesar Augusto Murillo, 32, New York, N.Y., USA
international trader, Cantor Fitzgerald
, Colombian

Marc A. Murolo, 28, Maywood, N.J., USA
vice president, government bonds, Cantor Fitzgerald

Brian Joseph Murphy, 41, New York, N.Y., USA
electronic bond trading coordinator, Cantor Fitzgerald

Charles Murphy, 38, New York, N.Y., USA
broker, Cantor Fitzgerald

Christopher W. Murphy, 35, Easton, Md., USA
senior research analyst, Keefe, Bruyette & Woods

Edward C. Murphy, 42, Clifton, N.J., USA
managing director, Cantor Fitzgerald

James F. Murphy IV, 30, Garden City, N.Y., USA
account manager, Thomson Financial Services

James Thomas Murphy, 35, Middletown, N.J., USA
trader, Cantor Fitzgerald

Kevin James Murphy, 40, Northport, N.Y., USA
claims consultant, Marsh & McLennan Cos. Inc.

Patrick Sean Murphy, 36, Millburn, N.J., USA
vice president, Marsh & McLennan Cos. Inc.

Lt. Raymond E. Murphy, 46, New York, N.Y., USA
firefighter, New York Fire Department

Robert Eddie Murphy Jr., 56, New York, N.Y., USA

John Joseph Murray, 32, Hoboken, N.J., USA
partner and director, Cantor Fitzgerald

John Joseph Murray, 52, Colts Neck, N.J., USA
Industrial Bank of Japan

Susan D. Murray, 54, Summit, N.J., USA
Marsh & McLennan Cos. Inc.

Valerie Victoria Murray, 65, New York, N.Y., USA
secretary, Ohrenstein & Brown

Yuriy Mushynskyi, 55
, Ukranian

Richard Todd Myhre, 37, New York, N.Y., USA
operations department, Cantor Fitzgerald